“In the face of obstacles, instead of asking: what’s wrong? Ask instead: what’s next.”
-Winnie Cheah
Winnie's Story
It was during 1997 Asian Financial Crisis that I made the bold move to join the Insurance Industry. There was no looking back ever since. I faced many obstacles transiting from Banker to Advisor and I am grateful for supportive clients who have given me the opportunity to partner with them in their financial planning journey. I embrace life with an attitude of excellence and firmly believe that success is by design. Other than the mentors who have guided me, I am thankful for the many veterans ahead of me who have penned down their greatest lessons in books – which has brought me to where I am today. My dream eventually is to write and publish my own book.
Read More About What Others Have To Say About Winnie
“I was unable to claim on my policies due to poor advice from my previous advisor. I was introduced to Winnie and she focused on understanding my concerns before recommending any solutions. I was convinced of her sincerity and eventually entrusted my family's insurance planning to her.”
-Cami Soh, Director of Operations
“I was serviced by Winnie since Army and it took me a while for me to appreciate the benefits of financial planning. Without her relentless follow-up, I would not have gone to the extent of systematically planning my retirement years and children's education.”
-Ken Lee, University Professor
“Winnie delivers her service through sound advice, prompt response and an immaculate claims process supported by her staff. I am very assured of the level of commitment Winnie has for all clients despite the many hats she has to wear.”
-Jeslyn Phua, Senior Executive
“We make a living by what we get. We make a life by what we give.”
-Winston S. Churchill
Adriann's Story
I joined AIA as an Undergraduate FSC when I was 21 to earn more pocket money. I used to be quiet and reserved until I started gaining confidence through the business. Instead of pursuing my course of study of Engineering upon graduation, I continued my line of financial work. Under the guidance of my Director, Winnie, and with support from my wife, Fran, I became a Manager, and was eventually promoted to Associate Director. I lead a team of consultants, mostly from similar backgrounds as me. Even as a manager, I serve my clients and ensure they never walk alone in their financial planning journey. Apart from work, I also enjoy spending time with my loved ones.
Read More About What Others Have To Say About Adriann
“For close to two decades, Adriann has taken good care of me in my financial planning through recommending suitable insurance plans and providing sound advice on finance matters. He is always meticulous and systematic in his approach and I always look forward to meeting him to discuss how I can better plan and prepare for my future.”
-Yow Cheun Hoe, Associate Professor/Director
“Adriann has been my financial planner for 13 years. He consistently provides advice that caters to my different life stages, and is always proactively sharing new information with me. This is helpful to clients who are not financially savvy or lack the bandwidth to consistently align their financial planning approach in accordance to their evolving life goals.“
-Yeo Li Xian Eugene, Biometrics Consultant
“I was an undergraduate when I joined Adriann’s Team. Adriann not only coaches me as my manager but guides me as a big brother through my life journey. I recall vividly years back I had a bad breakup and was devastated. Adriann drove to my place in the middle of the night to comfort and listen to me. I am thankful to have a leader who cares for my success and well-being.”
-Kelvin Ang, Financial Services Consultant
“Love as you would have others love you.”
-Unknown
Dovanson's Story
I was an undergraduate when I first joined AIA as an FSC as a way of earning extra allowance. However, over the years, I found a sense of belonging to Win Financial and a burning passion for the career. Upon graduation, I was offered to work in Australia to join my father in a Japanese Engineering MNC, which I turned down after much consideration. I had witnessed sufferings that a family would go through without proper financial planning, but more often than not, this realization comes too late for many, and the price to pay becomes too high. Therefore, it has since then been my plan to educate as many people as possible on the importance of having proper financial planning.
Read More About What Others Have To Say About Dovanson
“I have known Dovanson for almost half of my life and his reliability and patience have been unwavering. He is a big help in getting my finances in order - always willing to go the extra mile even though there is nothing in it for him. I am clueless and fazed about financial planning, and he took the effort to explained in the most simplistic manner to the point till I finally understood - kudos to that.”
-Cheryl Lim, Associate Director, Advertising
“Dovanson and I have known each other since secondary school. I approached him to handle my AIA policies as I preferred someone familiar. Dovanson plans for me according to my current situation. He had even advised me not to take up any policy at some point in time because I was well covered. This is the mark of a truly professional financial advisor.”
-Chew Sin Kiat, IT Security Specialist
“Being part of Spartans Advisors made me realised how fortunate I am to be groomed and nurtured under the wings of Dovanson. I am extremely grateful for his selflessness and patience. Such servant leadership has brought out the best in me. To my boss and mentor Dovanson, you deserve an extra note of thanks for bringing me to where I am today!”
-Chermayne Tng, Career Consultant
“Ask not what the country can do for you, ask what you can do for your country.”
-John F. Kennedy
Kevin's Story
I was formerly a Guards Officer before I made a career switch in 1995 to become an AIA FSC. In my 24 years with AIA, I qualified for many prestigious awards, such as Life and Qualifying member of Million Dollar Round Table. Moving on to Agency Management in 2015, I am now also involved in recruitment training and performance management. I personally embrace the philosophy of work-life harmony. An FSC should not only commit to serving his clients, but take care of his family and serve the nation too. Personally, I love talking about life with my son outside of work hours, and playing a game of golf with my friends and clients as a form of exercise.
Read More About What Others Have To Say About Kevin
“I have known Kevin for the last 10 years. He displays professionalism in his conduct and is knowledgeable in financial planning. Kevin’s business is client centric. He takes time and effort in developing a solution customised specifically for your needs. If you would like a peace of mind against potential risks, Kevin is your guy!”
-Cephas Ong, Army Major
“Attentiveness, knowledge and genuine interest in achieving the best for clients is what sets Kevin apart. What impressed me was the fact find process Kevin took to understand my life goals and needs, before he curated a plan that is within my means. I will be glad to recommend Kevin to anyone looking for a stable and experienced advisor.”
-Deborah Koh, Lieutenant Colonel
“I have been under the leadership of Kevin for over 3 years and what I admired in him is his professionalism, experience and conviction in the industry. He not only guides but willingly shares his knowledge and wisdom to grow us. He never fails to remind us to conduct our business with empathy and integrity, especially in giving advice to clients.”
-Mavic Miyahara, Financial Services Consultant
“I am the master of my fate, I am the captain of my soul. I am Invictus!”
-William Ernest Henley
Melvyn's Story
I was formerly a Bancassurance Specialist when I first joined the Insurance Industry in 2008, before becoming a Financial Services Manager at Win Financial. Even as a manager, my mission stays to assist individuals and organizations fulfil their financial objectives by recommending only the best solutions, which I would personally take if I was in their position. Being in the Insurance Industry allows me to not only help those in need but also grow myself as an individual. A work accomplishment I am most proud of is being appointed as the Industry Representative and Honorary Secretary of Insurance and Financial Practitioners Associate of Singapore (IFPAS). Apart from work, I love to play badminton to maintain a healthy lifestyle.
Read More About What Others Have To Say About Melvyn
“Melvyn is professional, detailed and knowledgeable. Before he came along, my policies were in a mess! Melvyn offered to bring everything home to tidy up for me. He summarized my plans in an easy to comprehend manner which I believe took him many nights. I am so thankful and relieved to know where I stand now in terms of my financial planning situation.”
-Ser Choon, HOD
“Melvyn is a leader who caters his coaching towards his FSC’s unique strength and circumstance. Through him, I cleared many doubts and gained great confidence as an insurance professional. Our training sessions felt more like peer learning and he is very receptive to new ideas. He allows room for mistakes which gives me assurance to venture into the unknown. Melvyn always encourages his team to engage in continual learning so we can set ourselves apart from the rest!”
-Shipra Goel, Financial Services Consultant
“Service to others is the rent you pay for your room here on earth.”
-Muhammad Ali
Junxiong’s Story
I initially joined AIA as an FSC to earn extra income during my undergraduate days in NTU. But it eventually grew into a commitment to help people I crossed paths with. With more than a decade of experience in the financial services industry, I understand the common financial concerns that individuals and families go through during their different stages of lives. As an FSC, I am committed to ensuring that all my clients’ financial planning needs are well taken of. When I helped a client claim a $1 million hospitalisation bill for end-stage Lymphoma, it was then that I saw how meaningful my job was. As cliché as it may sound, to be a good FSC takes dedication and sincerity.
Read More About What Others Have To Say About Junxiong
“I was on the lookout for insurance coverage for my family members and myself when I first knew Junxiong. During our first meetup, he listened to our concerns and highlighted the gaps in our financial plans. He only recommended policies that matched our needs. Through the years, Junxiong helped us tie through difficult times when our loved ones were sick and hospitalized. Junxiong is an advisor that genuinely cares!”
-Zhu Sheng Jie, Teacher
“Junxiong managed my insurance policies since I was in the army. He was sincere in his approach and never recommended me to take anything more than I could afford. Today, Junxiong is the trusted planner for my family and extended family. We really value this relationship and his sound advice on financial related matters.”
-Marcus Lim, Manager
“I have been mentored by Junxiong ever since I first joined AIA. Junxiong joined AIA since 2003 and has strong conviction in his role as a trusted advisor towards his clients. A selfless manager who leads by example, Junxiong never hesitates to share his knowhow and skills with his team members which has been instrumental in my growth as an advisor.”
-Ron Jacob, Financial Services Consultant
“The challenge of leadership is to be strong, but not rude; be kind, but not weak; be bold, but not a bully; be thoughtful, but not lazy; be humble, but not timid; be proud, but not arrogant; have humour, but with folly.”
-Jim Rohn
Paul's Story
I joined AIA as an Undergraduate FSC in 2001, and culminating in my present role as an agency manager. I’ve had the privilege of speaking at various functions; sharing my knowledge and experience with fellow practitioners and the general public at large. My passion lies in inspiring my clients and junior consultants to be financially free. To remain at the cutting-edge of the industry, I regularly upgrade my knowledge. I believe that Financial Planning is not about the “product”, but all about the “person”. Therefore, being able to provide better quality advice and service to my clients is of utmost importance to me. As a devoted Christian, I strive to live by the values of Integrity, Dedication and Professionalism.
Read More About What Others Have To Say About Paul
“Paul has been my trusted Advisor for over fifteen years. He reliably planned for me as my needs changed, from buying my first home to having my firstborn, then my second. I will always take his prudent recommendations. He is also always prompt and efficient during claims. I totally recommend him!”
-Carolin Wong, Senior Marketing Manager
“Paul always responds promptly. He patiently guided me when I contacted him after many years. I indicated to buy a new plan but he firmly advised me to consider my overall needs instead of comparing yields and premiums. Being knowledgeable and responsible, he explained why certain plans do not suit my needs. Anyone can rely on Paul for excellent financial advice.”
-Koh Siew Min, Managing Consultant
“I joined Paul before entering university. As my mentor, Paul unconditionally encourages and motivates me to pursue my dreams. Paul is a patient leader and he has never unduly stressed me. Instead, he walks alongside and supports me like a big brother. His analytical insights help me to constantly improve myself. Thank you, Paul for your mentorship and guidance in my career journey.”
-Duke Cheng, Career Consultant
“Set your heart on doing good. Do it over and over again, and you will be filled with joy. If you want others to be happy, practice compassion. If you want to be happy, practice compassion.”
-Dalai Lama
Francesco’s Story
I was formerly a self-employed franchisor and retailer at outlets in Singapore and China. As a mother of two, however, I wanted to spend more time with my family in Singapore. I saw how my husband, as a Financial Services Associate Director at Win Financial, had helped many clients over his fifteen years in the industry. As such, I decided to join the team and become an FSC too. When I presented a claim cheque to a single mother who had breast cancer during her treatment period, I saw how meaningful my job can be – life is unpredictable, and everyone should have a Financial Advisor who is compassionate and willing to accompany them in their financial planning journey.
Read More About What Others Have To Say About Francesco
“Francesco is an incredibly patient financial planner. She is dedicated to finding the best and most effective coverage for her clients. Being a devoted Buddhist, Francesco is genuine in helping her clients and not doing business for the sake of maximising her own gains. If anyone needs a caring yet professional advisor, she is the one!”
-Clara Thang, Construction Firm Director
“Francesco takes care of my family’s financial planning needs. I am impressed with her helpfulness and prompt response whenever we have any questions or need help in claims or policy changes. I would recommend Francesco to anyone who requires a responsible Financial Services Consultant.”
-Lynette Lee, Specialist Doctor
“I am greatly blessed to have Francesco (Fran in short) as my consultant in 2019. I am retiring in a few more years and I wished that I knew her earlier so that she could plan my different life stages in a holistic way. Fran has certainly provided very sound advice and as a result I entrusted her with my retirement and legacy planning. I endorse Fran as one of the best consultant you can ever have!”
-Dr Tan SN, Professor (Lecturer)
“Don’t celebrate closing a sale, celebrate closing a relationship.”
-Patricia Fripp
Leo's Story
The opportunity to venture into this career presented itself from an introduction by a mutual friend. Despite being initially sceptical, what drew me to this line of work eventually was my interest in personal finance and the entrepreneurial nature of my work. I also see it as a valuable opportunity to help others have peace of mind and reach financial freedom with proper insurance planning. Developing a long-term working relationship with my clients and being able to serve them at every stage of their lives are my goals as a Financial Services Consultant. With a combination of integrity and commitment, I hope to be the trusted one-stop financial solution for all my clients.
Read More About What Others Have To Say About Leo
“I bought my first policy through Leo when I first enlisted into the Army. Not only is Leo highly committed to his profession, he has outstanding work ethics and never compromises on his moral standards. I would recommend Leo to anyone without hesitation or reservation.”
-Ng Chee Hao, Marketing Consultant
“Thank you, Leo for sharing your love and concern, and for introducing me to AIA! I deeply appreciate your sincere and attentive service as an advisor and your painstaking effort in customizing a detailed plan that is suited to my needs. Keep up the good work!”
-Aiysh Shiekh, Teaching Instructor
“Leo is a trustworthy financial consultant. I can depend on him to keep my financial plans in check and rely on his sound advice on how I can constantly improve it. A highly recommended financial consultant!”
-Hansel Tantohari, Student
“Always help someone. You might be the only one who does.”
-Unknown
Lyndon's Story
I love travelling because I get to learn important life lessons from the people that I meet, and the insurance business provides just the avenue for me to do so. Having been in the insurance industry, helping clients tie through claims and their challenges in life, my conviction is this: insurance can change lives, and I can change lives. I acknowledge that being a competent and dedicated consultant to my clients demands great commitment, but it is definitely satisfying to live up to their expectations! As clients become friends and friends become clients, it empowers me to stay in touch with them and walk through life together as we often meet up for reviews on a yearly basis.
Read More About What Others Have To Say About Lyndon
“Not your average financial advisor. Ping Cheong (Lyndon’s other name) genuinely cares for his clients and often goes beyond what is expected. I recall during the start of Covid-19, he proactively called me up to suggest adjusting my portfolio which eventually played out well. Exceptionally professional and friendly, I am thankful to have Ping Cheong as my financial advisor.”
-Marx Low, Senior Software Engineer
“Ping Cheong is highly responsive and gives good recommendations as an insurance practitioner. He would assess my financial situation and goals before recommending a product. He is an MDRT Agent who is honest and acts best in his clients’ interests. Would highly recommend Ping Cheong to my friends for their insurance needs.“
-Yeow Min Quan, Analyst
“Ping Cheong is passionate & dedicated in helping his clients improve their lives in areas of insurance and wealth planning. He provides efficient services and often goes the extra mile to care for his clients’ wellness. Happy to have an MDRT agent servicing me. This is one guy who gets the job done with heart and sincerity.”
-Phyu Phyu, Bank Analyst
“The more you know, the more you know you don’t know.”
-Aristotle
Alam’s Story
Before becoming an FSC, I was a Guards Officer. I chose to change my career path because I felt that my outspoken and driven nature would suit this challenging industry. After more than 20 years in the business, I received numerous AIA awards such as the Million Dollar Club, Premier Agent Club, and qualified for various overseas conventions. I believe in providing quality advice and transparency to my clients. I can converse in English, Malay and even Mandarin, which is a plus point for me as I do not have any language barriers with my clients. My strengths are in building rapport and long-term relationships, and I am always willing to go the extra mile for the people I serve. I run regularly to keep myself fit and enjoy watching a good game of football with my sons.
Read More About What Others Have To Say About Alam
“We have Alam as our Financial Advisor for 2 decades. Yes, that long! That is because he is a very sensible, fair and responsible agent. In fact, he is like a family member who never fails to guide us in our policy decisions whether it is for asset building, medical or education policies for our kids. His in-depth knowledge and insights has helped us make many wise decisions.”
-Poonam Rai, Assistant Manager
“Alam has been advising me on insurance matters since the day I started working. He has been with my family for decades and is a trusted agent and friend to depend on. He is willing to go the extra mile to aid us in claim matters. I do have policies with other insurers, but none of the advisors are comparable to Alam in terms of their dedication to serve.”
-Diana Lim, Manager
“I have found Alam a truly honest person with clear intentions to help his clients. His excellent product knowledge and the ability to clearly explain his thoughts makes him a true professional. His understanding of current affairs and investment markets are also commendable. I admire his work ethics and he is by far my best servicing agent!”
-Syed Alhabshee, Event Organiser
“You just can’t beat the person who never gives up.”
-Babe Ruth
Alfonso's Story
I have always aspired to be an entrepreneur, and was introduced to the career of an FSC through an internship opportunity. At the first meeting with my Director and Mentor, Winnie, I knew that this was the golden opportunity for me to pursue my dream to become an entrepreneur. I am grateful to have discovered a job which encompasses my interest and allows me to interact with people, therefore helping me gain confidence. Growing up in a family where there is little awareness about financial planning, I knew the importance of delivering the “right dose of medication” to my family and clients. I love spending time with my loved ones and singing is my favourite leisure activity outside of work.
Read More About What Others Have To Say About Alfonso
“As a fresh graduate, I was unfamiliar with insurance and its benefits. Alfonso was patient and took the effort to run through with me the different plan options and their features. His explanation allowed me to make a more informed decision and we were able to curate a solution that was catered to my needs and life stage.”
–Sam Yong, Marketing Associate
“Of all the financial consultants I have met, Alfonso stands out in terms of dedication and service. He clarified my doubts and recommended plans that met my specific requirements. I would recommend Alfonso to anyone who is looking for a trustworthy individual to entrust their financial planning with.”
-Sally Yeo, PR Consultant/ Influencer
“Alfonso is professional and has good knowledge of financial related matters. He evaluated my risk profile, explained the pros and cons of investing before recommending me to proceed with investment plans. He is indeed a sincere consultant!”
-Sheryl Sng, Cabin Crew
“Strength does not come from physical capacity. It comes from an indomitable will.”
-Mahatma Gandhi
Alicia’s Story
I was introduced to Win Financial through my cousin who was an agency leader with the team. When I saw the purpose of the career as an FSC, which holds the critical role as a solution provider for clients, I realised I wanted to impact lives through becoming one myself. In the first year of my career, I qualified for the prestigious Million Dollar Club Gold Award. The sense of accomplishment spurred me further to achieve more which in turn, equates to saving more lives. As an FSC, it is our job to understand the needs of our clients and help them make the right decisions. Outside of work, I love playing netball to stay active and healthy.
Read More About What Others Have To Say About Alicia
“We are thankful and grateful to know Alicia. She is an understanding agent who always tries her best to accommodate our needs and situation. We can feel her sincerity to understand our concerns and constraints at the same time. Also, she has been honest to us about every detail, making us so comfortable to entrust our planning with her. Thank you, Alicia!”
-Herson, Human Resource
“I would like to express my deepest appreciation to Alicia. You will always feel at ease with her. She is always warm and sincere during our engagement. She found the right plan for me, within my financial capability which I am grateful for. I am impressed with her work ethics and dedication in helping her clients.“
-Siti, Administrator
“Alicia is always there to provide helpful, yet timely advice whenever I needed information about products and claims processing. I am impressed with her commitment and professionalism! Alicia always has her clients’ best interest in mind and is not out to make an easy dollar. I would recommend Alicia to anyone who is seeking a supportive and dedicated advisor.”
-May Loke, Teacher
“If you really want to do something, you’ll find a way. If you don’t, you’ll find an excuse.”
-Jim Ron
Anson’s Story
I was first introduced to this profession by an internship offer. Being an Engineering student, the career path as a Financial Consultant was something that has never crossed my mind. After meeting my Director and Mentor, Winnie, I realised this is a career that could give me a purpose at work. Insurance and financial planning are extremely important in this fast-developing world and I strongly believe that everyone should have proper planning. This belief started when my father suffered a minor stroke and we were unable to afford the medical bills. Nobody should be a liability to others and it is vital that everybody is able to get back on their feet quickly after a fall.
Read More About What Others Have To Say About Anson
“Before recommending any insurance policies, Anson listened patiently to my concerns and was prompt in answering my questions whenever I had doubts. Through working with Anson, I found him to be a man with great integrity and good work ethics. Anson is an advisor who is attentive towards his clients’ needs and definitely one I can entrust my financial planning with!”
-Kerin Kok, Teacher
“I am extremely fortunate to have Anson to service my insurance policies. My experience with insurance advisors improved tremendously ever since. From ensuring that my policies were up to date to advising me on risk management strategies to protect me. Anson is there not only as an insurance agent but also a close family friend.“
-Bernard Kay, Operations Manager
“I want to thank my agent Anson for the excellent work he is doing in taking care of my family’s insurance and investments needs. I am glad that Anson is now managing my family’s policies with AIA. Over the course of 2 years, we have developed a certain level of trust with him. Anson, thanks for your help and I hope you continue to help many more families.”
-Arwin Reyes, Director
“Compound interest is the 8th wonder of the world.”
-Albert Einstein
Anthony's Story
I found my interest in finance during my NS days when I attended investing and trading courses during my free time. I recognize that although investing and trading is not for everyone, all of us need proper financial planning to safeguard our financial future. That was why, when given the opportunity to join an internship with Win Financial, I wasted no time in signing up. I eventually decided to contract with AIA, putting into practice what I have learnt. Although I had to juggle between work and school, I am committed to serving my clients at all points of their lives. I believe that an individual who plans adequately early in life would reap the benefits later in life.
Read More About What Others Have To Say About Anthony
“Anthony is an amiable and responsive consultant. He is quick in his response and always ensures he gets back to me whenever I have any request or enquiry. Thank you Anthony for giving me a good head start in my financial planning journey.”
-Jordan Kong, National Serviceman
“Friendly and helpful, that is Anthony. He is always ready to share any updates that concerns me or my policies. I enjoy working with Anthony as he ensures he services his clients well and takes good care of my financial health.”
-Daniel Lo, Law Undergraduate
“Anthony has a good grasp of his work and can explain financial planning in an easy to understand manner. He is a focused guy and you can rely on Anthony to get things done!”
-Villanueva Gonzales, National Serviceman
“No amount of money ever bought a second time.”
-Iron Man
Bao Hui's Story
While undergoing Business Studies at Ngee Ann Polytechnic, I realised I wanted to build a business of my own. After completing my NS, I chanced upon the opportunity to be an FSC with Win Financial. At the age of 21, I had little knowledge about the financial services industry. Through the guidance of my mentors, I began to see the career not only as an entrepreneurial one, but one that was meaningful. I saw the importance of financial planning and that the career is ultimately about serving people. I am willing to go beyond the duty as an FSC and I see this commitment as a promise to my clients that I will be there for them throughout the different stages of their lives.
Read More About What Others Have To Say About Bao Hui
“Bao Hui is a wonderful insurance agent. He did an excellent job in managing all my policies and he is knowledgeable and conscientious. With him as my advisor, I am assured that my well-being is taken care of and I do not have to worry about anything.”
-Tan Jing Ting, Market Researcher
“A very sincere and conscientious financial advisor, Bao Hui helped me develop a plan for me to grow my wealth taking into consideration my goals in the next 5 to 10 years. I entrusted him to plan for my Aunt too, whom I am a sole caregiver for. Thank you Bao Hui for the effort to help me achieve my goals.”
-Jeremy Tan, Senior Consultant
“Strength does not come from what you do. It comes from overcoming the things you thought you couldn’t.”
-Rikki Rogers
Bryan’s Story
I started my journey as an FSC while studying in NUS. I was initially sceptical to join the financial industry as I would do so as a science student. I then decided to look at it from a different perspective, where I would have an edge in finance over and above my science knowledge. After witnessing how proper financial planning had helped my family, I wish to be able to reach out to many people through this career and make a positive difference for them through application of my knowledge and advice. As an FSC, I aim to give my 101% to all my clients and help them with the best that I can.
Read More About What Others Have To Say About Bryan
“Hwee Kiat (other name for Bryan) has been a great friend and financial advisor. A down to earth person who is ever so patient and willing to share his advice. He also makes a conscientious effort to check in with me on a regular basis and to provide timely updates. I feel reassured of my insurance coverage with him in charge.”
-Gwee Chia Hong, Administrator
“I have known Hwee Kiat for a decade and he is a trustworthy, sincere and helpful person. I still recall his first advice was to get a hospitalisation plan. When I was excluded for a health condition, he even advise me to try for a better offer from another insurer instead of just taking up the counteroffer. Thankful to have an advisor who puts my interest above all else.”
-Tan Sin Kuan, Engineer
“Bryan is a caring consultant who always considers my situation and needs. He does his prep-work diligently and evaluates my needs accurately. He makes exceptionally relevant recommendations that suit my unique situation. Bryan is an excellent person and a trusted financial advisor whom I am glad to work with through my different life stages.”
-Ho C.L, Accountant
“Kindness is a gift everyone can afford to give.”
- Unknown
Charisma’s Story
Since young, I enjoy interacting with people and forging meaningful relationships. My first job was with an Insurance Agency assisting in Recruitment, it was where I was exposed to the financial services career and began to appreciate how the job can help protect families. Upon graduation, I was working in sales related jobs for a few years before I decided on a career switch. The first option was definitely becoming a financial services consultant as I can make that positive difference and add value to people around me. Being kind to others is what I live by and I hope to positively change lives with my sincerity. Aside from work, I am a beauty enthusiast and love exploring new places.
Read More About What Others Have To Say About Charisma
“Cong Le (Charisma’s other name) and I have been friends for 9 years and I love her bubbly personality! A person who is always offering me her listening ear and advice with no filters, I am confident Cong Le will be able to help others as she did for me.”
-Cynthia Leong, Marketing Executive
“I met Cong Le through a hiring interview. Right off the bat, she was personable, well-prepared and eager to learn. Seeing her potential, I offered her the position. Through working with her, I have seen her resilience and willingness to strive for the best. Cong Le is a reliable lady who will put your needs before herself.”
-Kristin Quek, Marketing Specialist
“I have known Cong Le since primary school and she was a prefect back then. She is detail-oriented and has strong work ethics. Coupled with her friendly disposition, I believe she will be a great asset to any company.”
-Lok San, Engineer
“Work hard in silence, let your success be your noise.”
-Frank Ocean
Chermayne's Story
I used to dabble in the world of fashion since my undergrad days but realized that I will need a job that was more sustainable and fulfilling in the long run – one that I could retire in. Job satisfaction and the fact that my work would extend beyond what was skin-deep were key highlights that brought me to AIA. This career allows me to possess the knowledge to ensure that my family is well-protected against the unpredictable nature of the future and I am also able to help my friends and clients achieve their desired financial goals. I believe that life’s fulfillment comes from self-enhancement and making significant impact in other people’s lives.
Read More About What Others Have To Say About Chermayne
“Throughout my adult life, I was always hesitant to purchase insurance coverage for myself as it was difficult to find someone trustworthy. Meeting Chermayne was life-changing and I knew she has my best interests in mind. Her friendliness and sincerity in helping me eventually convinced me to get myself covered.”
-Teo Pei Fan, Administrative Assistant
“Chermayne has been a great help to me. She is professional and competent, at the same time ever friendly and patient. If she does not have an answer for me at any time, she ensures she comes back with the information that I need. I deeply appreciate her exceptional service. Thank you Chermayne!”
-Jayde Tan, Graphic Designer
“Chermayne is a highly motivated lady, possessing strong conviction and sound knowledge in her field. After understanding my financial situation and goals, she tailored a comprehensive financial portfolio that best addressed my needs. I am glad to have forged a meaningful partnership with Chermayne, and I believe she will continue to improve my future through her dedication towards her clients!”
-Peng Han, NUS Student
“When you understand that life is a test, you realise that nothing is insignificant in your life.”
-Rick Warren
Christina's Story
When I first started as an FSC intern, I did not harbour much expectation as to what was to come. However, while receiving coaching and guidance from my Director and Mentor, I developed a passion for this career and saw how I can value-add to the lives of families and friends around me. People rarely see the importance of insurance, until an unexpected encounter occurs. It is all about the little difference that we can make in their future. I enjoy what I am doing because it encompasses both my interests and knowledge. I also love to explore new food places and catching up with friends outside of work hours.
Read More About What Others Have To Say About Christina
“Christina has helped me with my financial planning since I started work 6 years ago! I am always impressed with how neat and organised she is with everything. Christina gives great and practical advice. She is not pushy and is always ready to help me with any questions I ask. Thankful to have Christina as my family advisor.”
-Grace Tan, Executive
“Christina is quick to listen and yet takes careful consideration of my situation and goals before proposing any plans. She helped me consolidate my financial plans in an easy to understand manner to identify gaps. Her recommendations always allow for alternatives and adjustments according to my affordability. Thank you Christina for going the extra mile for your clients.”
-Lee Han, Executive
“In my financial planning journey, one of the things that I greatly value is Christina's timely check-ins and follow-through, to ensure that I am adequately covered and kept abreast with the latest policy developments. Be it as an advisor or friend, I know I can count on Christina to watch my back in this journey, to provide me with the advice and support whenever needed.”
-Abigail Soh, Statistical Analyst
“Talent without working hard is nothing.”
- Cristiano Ronaldo
Clemence’s Story
I was first introduced to Win Financial Group after National Service and attended their traineeship program. The group’s mentorship and culture inspired me to take a leap of faith into the career even though I am still pursuing a degree in Banking and Finance in UOL. I am a believer of insurance from my early years as my family and I were carjacked while travelling in Perth. We lost many of our belongings but thankfully, we purchased travel insurance and were able to minimise our loss. I have a passion to help others and I find great pride in providing quality advice to my friends and clients. During my free time, I enjoy playing football, watching movies and catching up with my friends.
Read More About What Others Have To Say About Clemence
“As I was curious about savings plans, I consulted Clemence who was my Polytechnic friend and he patiently explained to me over a Zoom appointment. He tailored the policy according to my needs and affordability. He also did a good follow through after the sale. The entire process was seamless!”
-Nicole Loh, NUS Student
“Clemence encouraged me to start saving early and provided me with the necessary advice. He also shared the importance of protection so as to prepare me of what lies ahead. He used practical examples so I could understand the product features better.”
-Lee Yong Hui, NSF
“Clemence was patient and provided me with options specific to my life stage. He is prompt in his reply whenever I have any queries. I am thankful that he got me started on my financial planning at a young age.”
-Farrah Chen, NTU Student
“Hard work beats talent when talent does not work hard.”
-Kevin Durant
Duke's Story
When I was working in DBS, I got a call from Win Financial to explore a career in the Financial Services Industry. With a keen interest in finance, I took a leap of faith to join their internship and felt a deep connection to the industry. In my journey as an FSC, I once helped a client update his insurance portfolio and filled up the gaps which ultimately helped him claim over $100,000 when he was subsequently diagnosed with prostate cancer. This was a major milestone in my career where it reminded me of the meaningful difference I am making to others. During my free time, I play basketball not only for fitness, but to bond with my friends.
Read More About What Others Have To Say About Duke
“Duke is a professional advisor. I put 100% trust in him as he will share his honest opinion on what suits his clients best. He took time and effort to fully understand my needs before giving any recommendations, which I really appreciate. I would certainly refer him to anyone who requires sound financial advice!”
-June Oh, Marketing Associate
“Despite knowing Duke for less than a year (then), I approached him for financial planning advice right after graduation. During our first meetup, he took the effort to understand my priorities and goals. At that point, I was assured I approached the right person. Duke wants the best for his clients and ensures they are covered in the essential aspects.”
-Jasmine Seng, Tax Associate
“Duke is a very dependable advisor. He ensures that his clients' needs are well taken care of during any sharing or review sessions. He provides sound insights, while being extremely patient and open to questions. I am happy to recommend him to anyone who requires an opinion on financial planning.”
-Yi Ling, Talent Development Associate
“The best investment you can make, is an investment in yourself.”
-Warren Buffet
Eddy’s Story
“The best investment you can make, is an investment in yourself” – a motto that I live by, and the reason behind my decision to take up Win Financial’s Internship Program before I entered University. It was a summer well spent and I gained great insights into the financial planning industry. I accepted the offer to become a Financial Advisor as I believe in the meaningful aspects of the career. I am also very intrigued with the mechanics of investing and I hope to attain greater wisdom in this area to better advise others and manage my own wealth. During my free time, I love to go food-hunting and play badminton.
Read More About What Others Have To Say About Eddy
“Eddy has assisted me in my financial planning and I am very satisfied by the service he provided! Insurance planning can be a daunting process but Eddy helped me to carefully plan and manage my portfolio. Now I am more confident in my financial choices.“
-Jun Boon, Student
“Eddy is a patient advisor who took the effort in explaining different plans available to me. I was further impressed when he shared about how proper financial planning can further help me in my various life stages. It feels comfortable to discuss my goals with Eddy without feeling pressure to purchase plans. Eddy is highly recommended!”
-Carean Lim, Dentist
“In learning you will teach and in teaching you will learn.”
-Phil Collins
Germaine’s Story
I was working as a PA in AIA for 2 years before deciding to become an advisor myself. What impressed me about insurance work is what it can do to help people. I am inspired by my leader Paul to pursue the career even though I am still studying as he also started the insurance career as an undergraduate. By starting early, I can lay a stronger foundation in my knowledge and skills which in turn allows me to transit into a full-time career upon graduation. Through constant learning and practice, I aim to be more competent to serve my clients in their unique circumstance and grow with them through their different life stage. I enjoy playing games that requires strategy and thinking skills and Mahjong is one of them.
Read More About What Others Have To Say About Germaine
“I have distinct pleasure of supervising Germaine as an intern with the company. From the beginning, Germaine impressed me with her enthusiasm and cheerful deposition. She often does her work quickly and is ready for another task. She would be a terrific addition to any organisation.”
-Benjamin Ng, Training Manager
“I know Germaine since Secondary School and she is the Vice President of Dance Club. She is a dependable and responsible person who always gets the job done. Above all, she offers a good listening ear to anyone who needs it. Germaine will make a good advisor as she is one of the most genuine person I know!“
-Zhi Juan, Fresh Graduate
“I taught Germaine during Secondary School and she is a courteous and respectful girl, ever ready to render assistance to her classmates and teachers. A student who constantly aims to upgrade herself and is sensitive to the needs and feelings of others, Germaine will continue to achieve success in her future undertakings.”
-Mdm Teo, Teacher
“Every mountain top is within reach if you just keep climbing.”
-Barry Finlay
Glenn's Story
During the initial stages of my life as a working adult, I struggled to find an ideal position that would enable me to achieve the goals I’d previously defined for myself. Fortunately, this hurdle eventually led me to be a Financial Services Consultant, where I found purpose in helping others have peace of mind, and achieve financial freedom with proper insurance planning. If there’s one thing our line of work has taught me, it’d be that changes in our plans for our lives are inevitable – what matters most is how we respond to such changes and overcome any challenges. As I journey in this career, developing a working partnership with my clients is something that I strive hard to achieve.
Read More About What Others Have To Say About Glenn
“I am writing to commend Glenn for settling my claim expeditiously. I had some apprehension initially but Glenn was assuring yet informative. He patiently addressed my concerns and it made me felt valued. I admire the level of devotion Glenn has for his job and I would be glad to introduce him to all my family and friends. Glenn is indeed a gem!”
-Ting Huan, Credit Control Executive
“Thank you, Glenn for reaching out to me and sharing your experience on managing financial portfolios! I enjoyed the consultative process and through you, I learnt how I can start my financial planning journey early. Thank you for the valuable insights which I found to be so useful to a young working adult like me.”
-Joseph Chow, Membership Executive
“Glenn is unlike any other advisors I have encountered. Instead of pushing products to me, he understood my situation and assessed my needs before introducing the policies to me. Honestly, he eradicated the negative impression I used to have for financial advisors. Glenn is an advisor who serves from the heart.”
-Sherwin Sim, Interior Designer
“Only when you feel small, can you then start to learn.”
-Ren Zhengfei
Isa's Story
I came across Win Financial through a seminar they conducted in my University. It was through the session I was introduced to financial planning. In my growing up years, my father imparted to me the importance of saving for a rainy day. I decided to join the group’s summer internship to explore the financial services industry. It was an eye opener as I discovered financial planning encompasses risk protection, wealth accumulation and even legacy planning. This realization sparked my interest to become a licensed advisor even before I graduate. I am inspired by my leader Adriann who conducts his business with sincerity which aligns with my personal value of selflessness and integrity. I am not into sports, but I do enjoy running in the morning as it inspires me to start everyday right!
Read More About What Others Have To Say About Isa
“I met Isa through social media. At first, I was unsure what financial planning was all about. He was patient and clear in explaining the benefits of financial planning and starting early. I took up my first policy with him and I felt glad knowing I have taken the first step! Isa is a patient and friendly person and I have gladly recommended him to my colleagues.”
-Amira Diyana, Cabin Crew
“Isa approached me through a survey and I indicated I was keen in savings. Isa guided me on the various options available to set aside my money yet using part of it to fund my tertiary studies. He was patient and concise on explaining the benefits. I particularly like his concepts on how I can grow my money through compounding.”
-Muhammad Syawal, NSF
“What doesn’t kill you makes you stronger.”
-Friedrich Nietzsche
Jack’s Story
I started my first financial plan since Army through my advisor, Leo Tan. His passion and willingness to go the extra mile was what inspired me to join him in Win Financial. I aimed to embody the dedication he has for his clients and to meaningfully impact the people around me. I went through an intensive 8-week training and through the seniors, I learnt that good financial planning starts from a good understanding of the client's situation. I look forward to becoming as successful as Leo. Aside from being committed to my job, the time flexibility of my career allows me to play the drums and remain active in the local music scene.
Read More About What Others Have To Say About Jack
“Jack is like a brother to me. He is a down-to-earth guy and I can feel that he genuinely cares for his clients’ well-being. He constantly updates me with market changes, and I feel comfortable entrusting my investment planning with him while I focus on my career at hand.”
-Rubin Tan, Tuition Centre Director
“As a young adult, I am thankful to have started my financial planning journey early. Jack is the ‘hotline’ to all my financial queries. His vast knowledge ranges from investments to economic changes which makes him the go-to person should you have any finance-related questions. Thank you, Jack!”
-Clement Yeo, National Serviceman
“I have always had bad experiences with Financial Advisors. However, Jack always goes the extra mile to serve his clients. Whenever there are issues, he is always contactable and addresses all my concerns. I would not hesitate to recommend Jack to anyone looking to do Financial Planning with a caring advisor.”
-Wayne Nua, Paramedic
“The most difficult thing is the decision to act, the rest is merely tenacity.”
-Amelia Earheart
Janet's Story
Formerly a Flight Stewardess with SIA, I envisioned to be in a career that allows me to impact more lives. I hence decided to become an FSC after being introduced to Win Financial through a friend. Being empathetic and willing to go that extra mile is what makes me stand out as an FSC. I am thankful to have had qualified for Headstart Seminar in Bangkok in 2018, even though I was new to the company then. I feel at ease when my clients are adequately protected against hazards of life. A fun fact about me is that I really love food and eating, and I also love reading and traveling!
Read More About What Others Have To Say About Janet
“I’m very picky when it comes to engaging a financial advisor. Despite purchasing a small accident plan, Janet is always helpful in offering her advice and assisting me with policies sold by other AIA Advisors. To me, Janet is not only an advisor, she is my friend.”
-Justin Teo, Director
“Janet comes across as a sincere and genuine advisor. There was no stress or pressure during our discussions and meet ups. Appreciate her help and patience in handling my claims and enquiries. She is the loveliest agent you would want to have!”
-Dorcas Zhuo, Homemaker
“Janet always makes the effort to keep me updated of the products and services that her company offers. She is thoughtful, not pushy and ensures that her plans meet my needs before recommending them. I am thankful to have Janet as my Financial Advisor.”
-Alvin Zhao, Business Owner
“To expect the unexpected.”
-Oscar Wilde
Joshua’s Story
After my ORD, I joined Win Financial full time as I desire to be self-sufficient while undergoing my degree studies. I am glad to have a dedicated mentor who guided me and made me feel the sense of purpose as a financial advisor. I am a practical person and I have learnt that financial planning is a logical step for everyone. I started my career by re-examining my own financial plans and that of my family. I am glad to be able to design a plan for my Aunt who was looking into retirement planning. I love music and enjoy playing the guitar. I like to start my own jamming studio one day, to create a space where fellow musicians can hang out!
Read More About What Others Have To Say About Joshua
“Joshua is not just my financial advisor; he is more importantly a friend who understands my needs. A great problem solver, he was able to help me improve my insurance portfolio to one that offers the best protection in the most cost-efficient manner. Good job Joshua!”
-Ginny Lim, Data Analyst Manager
“I love to chat with Joshua! He is well informed about finance matters and through his advice, I learnt to better manage my cash flow. He even gave me suggestions on how I can be more financially disciplined through saving systematically. My money is definitely working harder for me now. Thanks to Joshua, my go-to guy for financial planning.”
-Germaine Tay, Student
“I met Joshua 3 years ago when he joined my music foundation. Through working together, I found Joshua to be a resourceful person who always gets the job done, even when things seem difficult. He is a great asset to any team. Shoot for the stars, man!”
-Walter L, Music Founder
“You cannot choose what happens in your life but you can choose what you are going to do about it.”
-Jessica Khoury
Kelvin's Story
As I had planned to pay off my tuition loan by the time I graduated from university, I had been working part-time and giving tuition after my NS. The choice and opportunity to become an FSC was clear, when I sat for a financial talk during my university camp. Like some others, I was sceptical about the career initially. However, after finding out and learning more from other experienced consultants, I realised this was the career I was looking for. It is a purposeful career that allows me to be financially independent, and make a difference in other people’s lives. Outside of work, I love to travel around the world and explore different cities and their cultures.
Read More About What Others Have To Say About Kelvin
“Kelvin is a knowledgeable advisor who does not hard sell. Instead, he listens to my concerns so he can better analyse my situation. His recommended solutions usually come with options so he can better establish my preferences. He is well versed in investments, often giving me tips on how to get better returns on my monies.”
-Tan Li Ching, Human Resource Director
“When I graduated from NUS, I was looking for a financial planner. I was glad to be introduced to Kelvin through a friend. Unlike previous planners I encountered, Kelvin was detailed in his process in uncovering my gaps and understanding my needs. I really appreciate how he uses applications such as Goals Mapper to chart out my retirement years.”
-Lim Jia Wen, Marketing Associate
“Kelvin is prompt in his replies, and he avails himself whenever I need him. There was an occasion when I was hospitalised, and he happened to be overseas. He not only helped me check my policy details, he went the extra mile to explain the admission procedures over a long-distance call. Simply put, Kelvin is an advisor that genuinely cares for his clients!”
-Chan Chun Kiat, Army Regular
“If you can dream it, you can do it.”
-Walt Disney
Leo’s story
I was formerly an external auditor with over five years of commercial experience with large MNCs, and have covered various functions including financial analysis and enterprise risk management. I learned about Win Financial at a professional networking event and was deeply impressed by its long-standing achievements in providing financial services to its clients. I strongly believe in the importance of financial planning as well as the value of financial literacy, and this motivated me to join the team of professional advisors with alike minds and attitudes. As an FSC, I hope to deliver the real value of financial planning to more people, helping them better achieve their financial goals and well-being based on their needs.
Read More About What Others Have To Say About Leo
“Leo is a trustworthy financial planner for our family. He is professional, knowledgeable yet never pushy. His advice took into consideration our needs and concerns applicable to our life stage. He is passionate to share his knowledge and provides us regular updates.”
-Ray Wu, CFO
“As my financial service consultant, Leo is very responsible in taking care of my financial planning needs. He knows his work well and can explain everything clearly whenever I approach him for advice. I am glad to be served by Leo and believe he will excel in his work.”
-Wen Hui, Interior Designer
“Leo is an approachable person and he is to me a caring advisor. He conducted the entire financial review process smoothly and seamlessly. I knew clearly what I needed to get through his advice and was happy to entrust my financial planning with him. For a peace of mind, please look for Leo!”
-Alina Zhou, Regional Controller
“Your life does not get better by chance, it gets better by change.”
-Jim Rohn
Lloyd's Story
I was formerly a Marketing Executive for a prestigious private property developer in Singapore, after having worked for 12 years in a leading bank in the Philippines. I was introduced to the growing industry of Life Insurance after meeting Winnie, Director of Win Financial, who used to be my client. I chose to become an FSC because I saw greater purpose in this career. I enjoy what I do as I get to help reduce the burden of those in need, and allow them to live a better life through proper financial planning. I believe that being successful is not just about earning money, but most importantly, serving my purpose to my clients, family, and friends. I enjoy photography as it allows me to capture and cherish memories.
Read More About What Others Have To Say About Lloyd
“Lloyd Miyahara is our family financial planner. He made sure that we fully understood the benefits and limitations of the policies before we signed up for them. Lloyd is very patient and always attends to our queries. He proactively updates us on the status of our investments with AIA and ensured we are always in touch with each other.”
-Roxane Manumbale, Senior Business Analyst
“I have known Lloyd from our Church and he has helped me greatly in my insurance and investment planning. There was a time when I called for his help to retrieve a policy document. He was driving then and sensing my urgency, he pulled over his vehicle so he could retrieve the information for me. I am thankful for an advisor who is so dedicated to serving his clients.”
-Richard Vergara, Director
“Lloyd helped me and my wife prepare for our future through the comprehensive financial plans offered by AIA. All these years, I appreciate Lloyd for his responsiveness and his advice has been helpful in guiding us through our life stages.”
-Sherwin Nofuente, Senior Test Engineer
“Never underestimate the valuable and important difference you make in every life you touch for the impact you make today has a powerful rippling effect on every tomorrow.”
-Leon Brown
Mavic's Story
I have always been a believer in Insurance. At the age of twenty, I bought my very first life policy right after landing my first job in a bank. I was introduced to the financial services career when my husband, Lloyd, made a career switch from property to insurance sales. Witnessing his dedication and passion in his work, I gained interest in this profession. With the encouragement of my children, I decided to join Lloyd in the industry. Together we made it our mission to help Filipino families in Singapore secure their financial future. I began my journey by protecting my close friends and church mates. With faith and a passion to serve, I embrace every work moment with gratefulness and purpose.
Read More About What Others Have To Say About Mavic
“Mavic was introduced to me by a colleague. As a foreigner working in Singapore, we have our concerns when it comes to healthcare matters. Mavic gave me a peace of mind through proper advice and planning. Her professionalism and sincerity greatly assured me that I can work here without worries.”
-Barbie Jimenez, Director Assistant
“I was referred to Ms. Mavic by a friend. Mavic explained clearly to me how financial planning should be carried out and advised me to start with protection first before wealth accumulation. Mavic is a personable lady who is committed to her work. I am impressed with her response time and she is always able to clarify my questions confidently.”
-Shanice Ras, Data Analyst
“I have known Mavic from our local church and she has been my trusted consultant since 2015. Her passion to serve tremendously impacted me. I will never forget the time when I was hospitalized, she was by my side giving me moral and emotional support. My hospital claims were processed expeditiously and smoothly. Grateful to have an advisor like Mavic.”
-Annabelle Bulanadi, Manager
“Doing what you like is freedom. Liking what you do is happiness!” - Frank Tyger
Nai Cheng’s Story
I learned about the industry and Win Financial Group through my Financial Services Consultant, Leo. I was inspired by him to pursue the financial services career even though I am still an undergrad as I saw the meaningful benefits of this industry. As a firm believer in ‘mission before commission’, I strive to build close relationships and grow with my clients through their different stages in life. With a passion to serve, I find great joy in providing purposeful advice to my clients and friends. Aside from being an FSC, I am currently also an entrepreneur of my own start-up brand. Juggling between work and school can be tough at times, but I believe that it will push me to become a better person! Outside of work, I love to exercise to keep fit!
Read More About What Others Have To Say About Nai Cheng
“It was an enjoyable presentation that was informative and coherent. Nai Cheng kept it engaging and I learnt a lot more about investment and insurance. Thank you!”
-Melissa, Undergrad
“Nai Cheng is a meticulous and dedicated individual who is sensitive to his client’s needs. He offers appropriate advice and solutions to suit the demands of customers from all walks of life.” -Xuanting, Undergrad
“Nai Cheng was really patient with my questions on the different types of investment and insurance options. He truly looks after his clients’ well-being and I highly recommend his services.” -Jordan, Undergrad
“In every life we have some trouble, but when you worry you make it double.”
-Bobby McFerrin
Ron's Story
I came to know about the Win Financial Group through an Army Talk during my NS days. In the hope of being more financially independent, I decided to take the opportunity to learn while I earn. As such, I joined Win Financial as an undergrad Financial Services Consultant while studying part-time at SIM. The time flexibility as an FSC allowed me to strike a good balance between work and school commitments. I love what I am doing as I get to meet and help people with my knowledge and ability. I have a passion for photography and I love to play video games as a form of recreation and leisure.
Read More About What Others Have To Say About Ron
“What me and my husband like about Ron is that he explains the products thoroughly, fully understands our financial situation, and was not pushy with his selling. Since 2017, we have been buying AIA plans through him and he has been serving us well like his family members.”
-Deserre Condo, Executive Officer
“Ron has been my friend and insurance advisor since 2015. I took up most of my plans with him because he illustrated the insurance concept in a way that is easy to understand. I felt his authenticity and never felt he was all out to hard sell me.”
-Hannah Vargas, Sales & Marketing Executive
“I am friends with Ron as we attend the same church. He comes across as an easy-going guy who is so willing to lend a hand to anyone in need of help! When my family decided to take up medical insurance, we did not hesitate to take them up through Ron. Ron is extremely responsive whenever we have questions and always finds time to check up on us.”
-Jerrelin Caballa, Product Management Executive
“We live by choice, not by chance.”
-Miranda Marrott
Sharon's Story
Although I graduated with a Bachelor’s Degree in Science, I knew I did not want to work in a laboratory. I wanted a career that allows me to interact with new people every day. In my early working years, I had a Financial Advisor who was competent, and her sincerity inspired me to explore this career. I also realised there are many elderly individuals who are uninsured and are burdened with heavy medical bills. All these prompted me to become an FSC so that I can protect my own family and the people around me. I enjoy doing onsite sketching and would usually bring my sketchbook with me whenever I visit interesting places.
Read More About What Others Have To Say About Sharon
“Sharon was assigned to service my policies when I called AIA Customer Service to request for a replacement advisor. Right from the first meetup, she exceeded my expectations by her professionalism and sound advice. Her lively and sincere deposition makes every discussion enjoyable, like a nice catch up session between old friends!”
-Chong Min, President Director
“I was introduced to Sharon through a mutual friend. Sharon offered to consolidate all my insurance plans even before I became her client. She addressed my insurance gaps brilliantly and serviced my family promptly in claim matters. Thank you, Sharon for serving us and we really appreciate your dedication and commitment.”
-Achanta Srinivas, Audio & Visual Engineer
“Sharon is very dedicated to her profession. She is prompt with her replies and has a good grasp of her industry knowledge. She fully comprehends my financial situation and needs before customising a comprehensive financial planning package. I highly recommend Sharon to anyone who seeks a Financial Planner who is professional and detailed.”
-Kek Chu Xiang, Executive
“Tough times never last, but tough people do.”
-Robert H
Sharwyn’s Story
I was referred to Win Financial by a colleague and NS section mate. My interests piqued when I discovered the value and importance of proper risk management and comprehensive planning in achieving financial goals. The ability to help serve like-minded individuals, brings me a sense of fulfilment. While providing efficient, prompt and effective financial plans to my clients, I also forge friendships with them so as to better understand their financial needs and goals. I believe in maintaining a work life balance and the flexibility of this career allows me to achieve that. Out of work, I love to play and watch football.
Read More About What Others Have To Say About Sharwyn
“Sharwyn was able to present his financial solutions in an easy-to-understand manner, and his recommendations met my needs adequately. He came prepared with materials and was patient to address all my queries. Even if he did not have the answer, he would find out and get back to me eventually.”
-Andrew Tham, Student
“Sharwyn is a thoughtful financial consultant who took time to understand my needs and finances. He suggested plans that were applicable to my life stage. He is concise and clear with his proposal, making it easily comprehensible to a layman!”
-Zheng Ming Xuan, Secretary
“Approached Sharwyn when my wife was expecting our first born. He was helpful and did his research before proposing us the most suitable plan for our child's future. He was polite, sure of his work and extremely dedicated in helping us!”
-Aaron Then, Dance Instructor
“Seek first to understand, then to be understood.”
-Stephen Covey
Shearn's Story
I was introduced to Win Financial through my Manager and Mentor, Dovanson. After interacting with him, I developed an interest in this career and saw how I can impact the lives of many others through my knowledge and sincerity. Despite having studied engineering, I wanted a career that could enrich others. So, I took a leap of faith and decided to become an FSC. Being an engineer at heart, I am committed to giving my best to create the best possible path for my clients’ financial goals. I strive to develop the best solutions for my clients in accordance to their resources. I love playing badminton outside work hours as it is important to keep fit.
Read More About What Others Have To Say About Shearn
“Shearn was professional in his approach and only recommended plans that suit my needs. He helped me obtain the necessary coverage to relieve me from the worries of not having any proper protection. And the process of implementation was seamless! During this circuit breaker period, Shearn even acceded to my request to use Skype to discuss my insurance. Kudos to him!”
-Joyce, System Analyst
“I knew Shearn through SingTel-AIA Campaign. The impression that Shearn gave to me is a down-to-earth and friendly person. It was not all about sales talk. My family already had a few plans with AIA from a resigned agent and Shearn not only helped serviced them, he suggested ways to best optimise our portfolio. It is rare to find an agent who treats his clients like family.”
-Alvin Lim, Vice President
“I knew Shearn from university, and he went into the insurance line later than my other friends, so there was no "first mover" advantage for him. Despite that, Shearn always shares information with me with no agenda and kept me posted of relevant updates. I felt touched by his actions even though I was not his client yet. Eventually, when the need arises, he came to my mind.”
-Justin Teh, Executive Director
“Nothing is impossible, the word itself says ‘I’m possible!”
-Audrey Hepburn
Shipra's Story
I used to work in the Information Technology (IT) Industry and accumulated more than 11 years of experience. I have worked in various roles, led and executed many team projects as a senior in the industry. Upon the recommendation of my father-in-law, and after my first meeting with the Director of Win Financial, Winnie, I realized that I wanted to pursue a career in the Financial Services Industry. I have always been very appreciative of insurance companies, knowing that they exist to cover for all odd times and is so closely knitted to real-life moments. This motivates me to pick up the necessary skills and knowledge of the Insurance Industry. Indeed, it has been a positive career switch for me.
Read More About What Others Have To Say About Shipra
“When me and my husband were looking for health insurance, Shipra immediately came to our mind. Shipra has been a family friend all these years and we know her to be a warm and caring lady. When we approached her, she gladly availed herself and provided us sound advice before we took up the plans. We are 100% satisfied with Shipra’s service!”
-Veena, Executive Officer
“A thoughtful consultant, Shipra ensures that she recommends me suitable products only after she walks through a proper needs analysis process. She is a confident and composed advisor, very dedicated to doing her best for her clients. I am incredibly happy with her 5-Star service!”
-Roshni Agrawal, Homemaker
“I was referred to Shipra through a colleague and she takes care of my family immaculately both as an advisor and friend. I recall an incident when I lost my phone and had technical issues accessing my AIA App. Shipra helped me resolve the issue expeditiously. During Covid-19, Shipra also provided updates and reassured my husband on his investment funds. Thank you Shipra! Your way of handling each query of mine is admirable!”
-Swapna Jagdev, IT Security Analyst
“Most people don’t plan to fail; they fail to plan.”
-John L. Beckley
Shirley's Story
As a mother of two, I strongly believe that financial planning and sufficient insurance coverage are necessary, and it is imperative to start from young to fully reap the benefits. As I plan for my own family’s financial needs, it dawned on me that financial planning is a life-long commitment and it should not be embarked upon without proper consultation. Having benefited from my own FSC who provided sound advice and proper recommendation for my first Life Insurance, it motivated me to consider this career. Though I do not have any sales experience, I believe I will move from striving to thriving as long as I have the attitude to learn and the heart to serve. During my free time, I enjoy baking with my daughter.
Read More About What Others Have To Say About Shirley
“I support efficiency and integrity; for these reasons therefore, I support Shirley. She is the embodiment of both principles which I value highly. She is always prompt in addressing all my queries, even if my questions can occasionally come at ungodly hours. She is always patient even when I have asked the same question before. I could not ask for a better insurance agent!”
-Dr Wan Yi Min, Consultant
“I know Shirley through my sister who is her client. Despite having policies with other companies, I still bought policies from Shirley as she is a responsible and responsive advisor. Shirley always assures me that my claims will be properly handled with minimal hassle. I hope Shirley can continue to excel with AIA so more clients like myself can benefit from her exceptionally good service.”
-Jennifer Low, Accounts & Administrative Assistant
“I met Shirley through an AIA Roadshow. She was able to address all my questions and concerns considering she was still rather new in the industry back then. I am impressed with the financial portfolio she prepared for me after the plan was taken up. From time to time, whenever I have doubts, Shirley is ever ready to help.”
-Win Than Hlaing, IT Professional
“Carpe Diem! Seize the day.”
-Horace
Spencer’s Story
I joined Win Financial shortly after graduation as I felt the career was relevant to what I studied, and one that would give me satisfaction from the ability to help others. I strive to give my clients the best buying experience, with my attention to detail, and ability to view a problem from different perspectives, before offering the best solution for them. With a constant thirst for new knowledge, I enjoy reading during my free time to better myself, and in turn share personal experiences and lessons to help better others. One of my favourite reads is “Who Moved My Cheese”, a short story that serves to remind me to always be adaptable to changes and have the courage to take a leap of faith at times.
Read More About What Others Have To Say About Spencer
“I have known Jun Hao (Spencer’s other name) for almost a decade. I have observed that he is a man of ambition and is extremely dedicated in his endeavours. In his pursuit for excellence, he takes care of the people around him. Jun Hao is not just an inspiration to me, but to others whose lives he has touched.”
-Tze Yen, Undergraduate
“I enjoy working with Spencer to evaluate and plan my financial matters. His openness makes every discussion a no-frills process. He places a lot of emphasis on servicing his clients. Even when I text him past midnight, he bothers to reply me! I can tell Spencer works hard for his goals but not at the expense of compromising his client’s well-being. Spencer is exemplary in many ways and I am confident he will go far in this industry.”
-Shawn Yang, Citibank.
“My friendship with Jun Hao spans more than 10 years. Besides being an awesome buddy, he is the finest insurance professional I have ever worked with. I like the way how Jun Hao analyses my needs before tailoring the recommendations that meet my situation. I look forward to many more years working with Jun Hao, one who cares more about me and my family’s needs than his commission checks.”
-Je Eung, Educator
“Yesterday you said tomorrow. Just do it.”
-Nike
Yew Sheng’s Story
Witnessing the growth and job satisfaction my cousin attained after she did a career switch from auditor to advisor, I was inspired to have a taste of the work by joining the Varsity Entrepreneur Internship (VEIN) Program under her Group. I was convinced of the career and ended up joining her team. In this line of work, I aim to change people’s perception of insurance by making a positive difference in their lives. Giving clients my best, I treat every appointment as though it is just catching up with a close friend, assuring them I will always be there in any time of need. I enjoy soccer a lot as it helps me keep fit while having fun with my friends.
Read More About What Others Have To Say About Yew Sheng
“Sheng took the time and effort to analyse my current insurance policies and was able to make sound recommendations to address the gaps. I am grateful for his thoroughness and the care he took to ensure I have sufficient coverage in case of unforeseen circumstances happening to me.”
-Aerenia Lim, Marketing Manager
“Yew Sheng was meticulous in explaining my financial portfolio, which enabled me to have a better picture of how I can better plan to achieve my desired financial goals. Yew Sheng prepared a proposal specially tailored to my needs and life stage which I eventually implemented through him. I look forward to further planning with him after my graduation!”
-Arina Lim, Student
“No act of kindness, no matter how small, is ever wasted.”
-Aesop
Yi Kai's Story
I was introduced to the financial industry through an army friend of mine, who helped me uncover the rewarding aspects of it. Even though many told me this career path is tough, I saw how I could value add to people’s lives, through the meaningful work of financial planning. I knew this was the career I wanted, so I decided to join the financial industry as a full-time Financial Services Consultant. As my mentors share their experiences with me, their passion to serve further inspired me to continue this career path and help more people. During my free time, I love to watch movies and sing, taking it as an opportunity to catch up with my friends.
Read More About What Others Have To Say About Yi Kai
“While being wary yet curious about insurance, Yi Kai was patient in explaining the importance of financial planning using insurance as a safeguard. Through my meetup with Yi Kai, I also learnt how to better manage my finances and got to understand my risk profile when it comes to investing. I am grateful to be empowered with that extra knowledge now.”
-Ang Zheng Wei, Digital Consultant
“I have met multiple insurance agents across many years and Yi Kai was the only one who instilled confidence in me about financial planning. He goes beyond the call of duty to service me, not only answering multiple questions but also addressing my concerns whenever I have doubts. I am glad to have found a reliable advisor.”
-Vishunu Arumugam, Project Manager
“Yi Kai has exhibit a remarkable level of professionalism and work ethics. He is extremely patient and accommodating when it comes to understanding my needs. The assurance he provides makes me feel safe entrusting my policy with him. Above all, I love his sense of humor!”
-Guan Quan, Assistant Manager
“Do what is right, not what is easy.” - Roy T. Bennett
Yvonne’s Story
I left my last position as a Senior Manager to join the financial services industry. I was looking for a career that can value add to others and was inspired by the success of my mentor. Personally, I am a strong believer of insurance. It is so important to have sound financial planning and I hope to be able to influence people to start early. Making a mid-career switch is not easy but I believe I will thrive in this industry as long as I work hard and give my best. Of course, having a flexible job so that I can take care of my family and kids is also a strong pull factor. During my free time, I love a session of Karaoke with close friends. To keep myself fit, I do Yoga at the comfort of my home.
Read More About What Others Have To Say About Yvonne
“I got to know Yvonne through her previous job and found her to be approachable, friendly and sincere. When I learnt that Yvonne has joined the industry, I was happy to let her service my insurance plans as I am certain she will place my interest above all else.”
-Bernard Lim, Marketing Manager
“I have known Yvonne since University days and we have remained friends even though we do not meet as often as before. I believe Yvonne will make a good Financial Services Consultant as she is a responsible lady and possesses great empathy for the people around her. Above all, she is positive, upbeat and does everything with an attitude of excellence!” -Joei Leong, Manager
“Having known Yvonne for over 15 years, she has been a genuine, helpful and thoughtful friend. She takes her work seriously and is committed to deliver the most desirable outcome. With her approachable and resourceful personality, she will contribute positively to the financial services industry, helping people prepare the future that they envisioned.” -Janice Lee, Associate Division Director
“Do to others as you would have them do to you.”
-Luke 6:31
Yvonne's story
After graduating from the University of Birmingham (SIM), I decided to become an FSC with Win Financial. Like some others, I was initially sceptical about this career, and my family was not fully supportive of my choice. However, after seeing what really happens behind the scenes, it made me realise that no other career would be as purposeful. I strongly believe that with a great amount of effort, determination, and sincerity towards my clients, this career will certainly bring me what I want in life. I believe in providing the best of interests for my clients, like how I would do for myself and my loved ones. Financial planning, if done correctly, can lift burdens and free problems.
Read More About What Others Have To Say About Yvonne
“Yvonne took over our policies from a previous advisor and she has been exceptional. As parents of two young kids and being very unfamiliar with insurance, Yvonne provides us with relevant and sound advice. Sincere in her dealings, Yvonne always thinks of our needs first. To Yvonne, stay passionate and continue making a difference in the lives of others.”
-Thanaraj, HOD Teaching
“When I started work and knew it was time to get my insurance sorted out, Yvonne, who was my University classmate came to my mind. During our meetup, I did not feel any pressure selling tactics and she ensured that I made an informed decision. On one occasion, I had to undergo an emergency surgery. I was thankful to have her assurance that I can go ahead with the procedure without worrying about the bills or backend.”
-Amos Lim, Army Officer
“I knew Yvonne through my mother as she bought insurance for me when I was much younger. Yvonne is very friendly and professional throughout the process of advising me. She is detailed in her explanation and recommended plans that met my needs.Through Yvonne, I changed my perspective towards insurance and what it can do!”
-Vivian Koo, Social Worker
“There are three simple yet some of the hardest things that life can build upon: decisiveness, consistency, strength.”
-Dr A.R. Bernard
Zac's Story
Despite having studied Life Sciences, I did not envision myself to be working in a lab doing repetitive lab tests daily. I wanted more than what a corporate job could offer, a more fulfilling and holistic career where I can serve others and be a blessing to them. I was first introduced to the financial industry when I worked as a part-time personal assistant for a Senior FSC. It was then that I witnessed how proper financial planning can help others and prepare them for the future. I saw purpose in this career, and how it can impact lives. Hence, I became an FSC too! My greatest desire is to make a positive difference to everyone that I meet.
Read More About What Others Have To Say About Zac
“Zac was my first financial advisor and he was very patient in explaining insurance jargon to help me understand my policies better. Most importantly, he did not push me into buying financial products. He cares for me genuinely as a client and friend. Thanks Zac!”
-Lim Xing Yi, HR Executive
“Zac really took the time and effort to analyse my current insurance portfolio and helped identify my gaps. He crafted a plan that met my needs and explained very clearly how financial products could help me achieve my life goals. With Zac as your financial consultant, you are definitely in good hands!”
-Lee Wei Jie, Army Officer
“I was looking to plan for my retirement and was introduced to Zac through a common friend. Zac used ‘GoalsMapper‘ to chart out my cashflow and insurance coverage during my golden years. He then proposed retirement options to help me achieve my retirement goals. Placing his clients’ needs as his top priority, Zac is an advisor I would strongly recommend.”
-Tan Jia Ying, General Manager
“The only way to achieve the impossible is to believe it is possible.” - Charles Kingsleigh
Zann’s Story
I was looking to do something different after giving birth to my third child. While taking up his life policy, my advisor Winnie sold me the idea of joining her in the industry. She saw the potential in me and felt that the timing was right for me to consider a different path. I took a leap of faith and passed all the licensing exams within the first seating. As I went through the training, my conviction grew and so did my confidence. I enjoy the interaction part of the career and look forward to connecting more with my friends and knowing new people. I exercise often to keep fit and enjoy cooking a good meal for the family. In time to come, I hope to achieve MDRT like my mentor while embracing the whole person concept.
Read More About What Others Have To Say About Zann
“I have done a financial review with Zann and I found the process immensely helpful. She was thorough and did not jump into selling right away. I am more than happy to explore improving my portfolio with her due to my positive work experience with her as an ex-colleague.”
-Travis Chia, Plant Manager
“I know Zann through my son's School Parent Support Group and I have found her to be responsible, warm and caring. She has many creative ideas and was able to get the team together to execute them. I am more than willing to let her review my policies upon knowing that she has joined the financial services industry.” -Wei Tao, Homemaker
“I have known Zann as an ex-colleague and friend for more than a decade. Patient and encouraging, Zann is ever ready to lend a listening ear and give her most truthful and positive inputs. She prepares her classes well and is resilient towards challenges. I have no doubt Zann will serve me well when it comes to financial planning.” -Zhang Shuwen, Student Care Director