Our Team

“Great things in business are never done by one person.
They’re done by a team of people”
– Steve Jobs
TOGETHER WE MAKE A DIFFERENCE.
In Win Financial Group, we believe professionalism is a continual growth process. More than 80% of our Financial Advisors are Associate Financial Planners or Associate Financial Consultants.All of our consultants are well-equipped to conduct comprehensive, full financial needs assessment and planning for our clients.We place high emphasis on knowledge and excellence after sales service to serve our clients.We strive to build long term yet meaningful relationships so as to influence our clients to better plan for a more financially secured future.

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FSC

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FSC

Alicia Pe Jia Lin

“Strength does not come from physical capacity. It comes from an indomitable will” ~ Mamatma Gandhi Alicia’s Story I was introduced to Win Financial through my cousin who was an agency leader with the team. When I saw the purpose of the career as an FSC, which holds the critical role as a solution provider for clients, I realised I wanted to impact lives through becoming one myself. In the first 3 months when I started this career, I qualified for the Quickstart Challenge and Headstart Seminar. The sense of accomplishment spurs me further to achieve more which in turn equates to saving more lives. As an FSC, it is our job to understand the needs of our clients and help them make the right decisions. Outside of work, I love playing netball to stay active and healthy. Year joined AIA: 2018 | Title: Premier Consultant Education: Diploma in Accountancy, CA, ACCA Previous Profession: Audit Senior Associate | Industry Certification: Nil Hobby: Netball, Time with family | Notable Achievements: Career Agent Professional Services: Personal Insurance, Wealth Management, Corporate Solutions, General Insurance

Adrian Ang Wei Hean

“We make a living by what we get, we make a life by what we give.” ~ Winston S. Churchill

Adrian’s Story

I joined AIA as an Undergraduate FSC when I was 21 to earn more pocket money. I used to be quiet and reserved until I started gaining confidence through the business. I decided to continue my career upon graduation instead of pursuing Engineering which I studied.

Under the guidance of my Director, Winnie, and the support from my wife, I became a manager and eventually was promoted as an Associate Director. I lead a team of consultants, mostly from the same background as me. Even as a manager, I serve my clients and ensure they never walk alone in their financial planning journey. Apart from work, I also enjoy spending time with my loved ones.

Year joined AIA: 2001 | Title: FSAD
Education: Degree in E. Eng | Previous Profession: Nil
Industry Certification: AFP
Hobby: Spending time with children, Watching football
 Notable Achievements: Career Agent, Million Dollar Club Platinum
Professional Services: Personal Insurance, Wealth Management, Corporate Solutions, General Insurance

Alam Shah Bin Abdul Rahim

“The more you know, the more you know you don’t know.” ~ Aristotle Alam’s Story Before becoming an FSC, I was a Guards Officer. I choose to change my career path because I felt that my outspoken and driven nature would suit this challenging industry. After more than 20 years in the business, I received numerous AIA awards such as the Million Dollar Club, Premier Agent Club, and qualified for various overseas conventions. I believe in providing quality advice and transparency to my clients. I can converse in English, Malay and even Mandarin which is a plus point for me as I do not have any language barriers with my clients. My strength is in building rapport and long-term relationships and I am always willing to go the extra mile for the people I serve. Year joined AIA: 1998 | Title: FSC Education: Diploma in M. Eng | Previous Profession: Guards Officer Industry Certification: AFP Hobby:Running |  Notable Achievements: Career Agent, Superstar Gold Professional Services: Personal Insurance, Wealth Management, Corporate Solutions, General Insurance

Alfonso Tang Yek Chong

“You just can’t beat the person who never gives up” ~ Babe Ruth Alfonso’s Story I have always aspired to be an entrepreneur. I was introduced to the career of an FSC through an internship opportunity. At the first meeting with my Director and Mentor, Winnie, I knew this was the golden opportunity for me to pursue my dream to become an entrepreneur. I am grateful to have discovered a job which encompasses my interest and allows me to interact with people, therefore helping me gain confidence. Growing up in a family where there is little awareness about financial planning, I knew the importance of delivering the “Right dose of medication” to my family and clients. I love spending time with my loved ones and sing as a leisure activity outside of work. Year joined AIA: 2014| Title: FSC Education: Degree in Accounting & Finance | Previous Profession: Nil Industry Certification:  Nil Hobby: Singing | Notable Achievements: Nil Professional Services: Personal Insurance, Wealth Management, Corporate Solutions, General Insurance

Anthony Jude Lopez

“Compound interest is the 8th wonder of the world.” ~Albert Einstein Anthony’s Story I found my interest in finance during my NS days when I attended investing and trading courses during my free time. I recognize that although investing and trading is not for everyone, all of us need proper financial planning to safeguard our financial future. That was why, when given the opportunity to join an internship with Win Financial, I wasted no time in signing up. I eventually decided to be contracted with AIA, putting into practice what I have learnt. Although I had to juggle between work and school, I am committed to serving my clients at all points of their lives. I believe that an individual who plans adequately early in life would reap the benefits later in life. Year joined AIA: 2018 | Title: FSC Education: Degree in Business Administration (Undergrad) Hobby:Providing Financial Advice, Badminton |  Professional Services: Personal Insurance, Wealth Management

Anson Cheng Hao Sheng

“If you really want to do something, you’ll find a way. If you don’t, you’ll find an excuse.”~ Jim Rohn

Anson’s Story
I was first introduced to this profession by an internship offer. Being an Engineering student, the career path as a Financial Consultant was something that has never crossed my mind. After meeting my Director and mentor, Winnie, I realised this is a career that could give me a purpose at work.
Insurance and financial planning are extremely important in this fast-developing world and I strongly believe that everyone should have proper planning. This belief started when my father suffered a minor stroke and we were unable to afford the medical bills. Nobody should be a liability to others and it is vital that everybody is able to get back on their feet quickly after a fall.

Year joined AIA: 2013| Title: FSC | Education: Degree in Engineering
Industry Certification:  AFP | Hobby: Watching Netflix, Reading
Notable Achievements: Career Agent, Million Dollar Club Platinum
Professional Services: Career Agent, Million Dollar Club Platinum

Bryan Phua Hwee Kiat

“Strength does not come from what you do. It comes from overcoming the things tou thought you couldn’t” ~ Rikki Rogers Bryan’s Story I started my journey as an FSC while studying in NUS. I was sceptical to join the industry initially because I was a science student entering the finance industry. I decided to look at it from a different perspective where I am having an edge in finance over and above my science knowledge. After witnessing how proper financial planning has helped my family, I wish to be able to reach out to many people through this career and make a positive difference for them through application of my knowledge and advice. As an FSC, I want to give my 101% to all my clients and help them with the best that I can. Year joined AIA: 2016| Title: FSC | Education: Degree in Science Hobby:Gaming, Floorball | Notable Achievements: Career Agent, Million Dollar Club Professional Services: Personal Insurance, Wealth Management

Chermayne Tng

“Work hard in silence, let your success be your noise”~ Frank Ocean
Chermayne’s Story
I used to dabble in the world of fashion since my undergrad days but realized that I will need a job that was more sustainable and fulfilling in the long run, one that I could retire in. Job satisfaction and the fact that my work would extend beyond what was skin-deep were key highlights that brought me to AIA.

This career allows me to possess the knowledge to ensure that my family is well-protected against the unpredictable nature of the future and I am also able to help my friends and clients achieve their desired financial goals. I believe that life’s fulfilment comes from self-enhancement and making significant impact in other people’s lives.
Year joined AIA: 2018 | Title: Premier Consultant
Education: Degree in Business Management
Previous Profession: Project Executive
Hobby:Vintage Collectibles, Scrapbooking, Fashion Discovering
Professional Services: Personal Insurance, Wealth Management

Christina Pong Hoi Guan

“When you understand that life is a test, you realise that nothing is insignificant in your life” ~ Rick Warren

Christina’s Story

When I first started as an FSC intern, I did not harbour much expectation as to what was to come. However, as I received coaching and guidance from my Director and Mentor, I developed a passion for this career and saw how I can value add to lives of family and friends around me.

People rarely see the importance of insurance, until an unexpected encounter occurs. It is all about the little difference that we can make in their future. I enjoy what I am doing because it encompasses both my interest and knowledge. I also love to explore new food places and catching up with friends outside of work hours.

Year joined AIA:  2013 | Title: FSC |
Education: Degree in Business Management
Industry Certification: Associate Wealth Planner
Hobby: Visiting Food Places, Movies
Professional Services: Personal Insurance, Wealth Management
Notable Achievements: Career Agent, Million Dollar Club Gold

Darryl Ong

“You miss 100% of the shots you don’t take.” ~ Wayne Gretzky

I came to know and learn more about the Win Financial Group from my completion of the Varsity Entrepreneur Internship Programme, and I hdo not regret joining the team full-time since. Having to do my first ever claim for a close friend i knew from my army days gave me one of the moments in my career where I felt that it was a meaningful one, as having the ability to secure people and my clients financially means more than anything else to me, personally. By fully going through the process of understanding your goals and needs, I’d like to be able to plan with you, and advise you accordingly with full honesty and confidentially.

Year joined AIA: 2019| Title: FSC
Education: Diploma in Aerospace Technology
Hobby: Taekwondo, Soccer, Swimming
Professional Services: Personal Insurance

David Chun Hiong Ng

“Service to others is the rent you pay for your room here on earth.” Muhammad Ali

David’s Story

Initially, I joined AIA as an FSC to earn extra income during my undergraduate days in NTU. However, it grew into a commitment to help people I crossed paths with. With more than a decade of experience in the financial services industry, I understand the common financial concerns that individuals and families go through during their various life stages.

As an FSC, I am committed to ensuring that all my clients’ financial planning needs are well taken of. When I helped a client claim a $1 million hospitalisation bill for end stage Lymphoma, it was then that I saw how meaningful my job was. As cliché as it may sound, to be a good FSC takes dedication and sincerity.

Year joined AIA:  2003| Title: FSM | Education: Degree in B. Eng
Industry Certification: AFC | Hobby: Travelling, Basketball
Professional Services: Personal Insurance, Wealth Management, Corporate Solutions, General Insurance
Notable Achievements: Career Agent, Pinnacle Club, Superstar Gold

Dovanson Quah Jiang Hui

“Love as you would have others love you” ~ Unknown Dovanson’s Story I was an undergraduate when I first joined AIA as an FSC as a way of getting extra allowance. However, over the years, I found a sense of belonging in Win Financial and a burning passion for the career. Upon graduation, I was offered to work in Australia, to join my father in a Japanese Engineering MNC, which I turned down after further consideration. I have witnessed sufferings that a family would go through without proper financial planning, but more often than not, this realization comes too late for many and the price to pay becomes too high. Therefore, it has since then been my plan to educate as many people as possible on the importance of having proper financial planning. Year joined AIA: 2012| Title: FSAD Education: Degree in E. E. Eng |  Industry Certification:   AFP Hobby:Photography, Singing, Football Notable AchievementsCareer Agent, Centurion, MDRT Professional Services: Personal Insurance, Wealth Management, Corporate Solutions, General Insurance

Duke Chen Wei Bin

“Hard work beats talent when talent does not work hard.” – Kevin Durant Duke’s Story When I was working in DBS, I got a call from Win Financial to explore a career in the financial services industry. With a keen interest in finance, I took a leap of faith to join their internship and felt a deep connection to the industry. In my journey as an FSC, I once helped a client update his insurance portfolio and filled up the gaps which ultimately helped him claimed over $100,000 when he was subsequently diagnosed with prostate cancer. This was a major milestone in my career where it reminded me of the meaningful difference I am making to others. During my free time, I play basketball not only for fitness, but to bond with my friends. Year joined AIA:  2016 | Title: FSC | Hobby: Basketball & Singing Education: Degree in Business Management (Finance) Industry Certification: CFP | Previous Profession: Business Acquisition Officer Notable Achievements: Career Agent, Million Dollar Club Silver Professional Services:Personal Insurance, Wealth Management, General Insurance

Dylon Poh Jun Hao

“Life and business is like changing seasons. You cannot change the seasons, but you can change yourself.” – Jim Rohn

Dylon’s Story
I was interested in finance and dreamt of becoming an entrepreneur. When my mentor, Winnie, offered me an internship, I knew it was an opportunity to pursue my dreams. However, I was initially sceptical about the career path of an FSC. What made me take on this career eventually was when I learnt about the story of my colleague presenting a claim cheque to a widow.
It enlightened me on the true meaning behind this career – the ability to impact the lives of many. Coming from a family with financial burdens, I saw the importance of financial planning and the need to prepare for rainy days, and I am committed to give my clients my best.

Year joined AIA:  2013| Title: FSC
Education: Degree in Business Management (Operations)
Industry Certification: CFP, IBFQ | Hobby: Running, Swimming, Diving
Notable Achievements: Career Agent, Million Dollar Club Gold
Professional Services: Personal Insurance, Wealth Management, General Insurance

Eddy Goh Jun Qiang

“The best investment you can make, is an investment in yourself.” ~ Warren Buffett

Eddy’s Story
the best investment you can make, is an investment in yourself”- a motto that I live by, and the reason behind my decision to take up Win Financial Group’s Varsity Entrepreneur Program during the course of my university studies just recently.

The investment of time and effort I made by joining the internship program in my pursuit to make my summer break worthwhile, in return gave me so much more in terms of experiences and knowledge. To offer my clients the best experience with my service, I always aim to follow up on them and with them, constantly and consistently, answering any enquiries they might have, around the clock.

Year joined AIA: 2019| Title: FSC
Education: Bachelor’s in Real Estate (presently pursuing)
Hobby:Badminton, food-hunting
Professional Services: Personal Insurance

Francesco Lim En Tong

“Set your heart on doing good. Do it over and over again, and you will be filled with joy. If you want others to be happy, practice compassion. If you want to be happy, practice compassion.” ~Dalai Lama

Fran’s Story
I was formerly a self-employed franchisor and retailer with outlets in Singapore and China. However, as a mother of two, I wanted to spend more time with my family in Singapore. I saw how my husband as a Financial Services Manager at Win Financial help many clients over his fifteen years in the industry. So, I decided to become an FSC too.

When I presented a claim cheque to a breast cancer single mum during her treatment period, I saw how meaningful my job can be. Life can be unpredictable and everyone should have a Financial Advisor who is compassionate and willing to accompany them in their financial planning journey.

Year joined AIA: 2017| Title: Premier Consultant
Education: Degree in Computing & Business |  Hobby:Mediating with my daughter
Previous Profession:  Franchisor and Retailer
Notable AchievementsCareer Agent, Superstar
Professional Services: Personal Insurance, Wealth Management

Glenn Heah Kuang Yak

“Every mountain top is within reach if you just keep climbing.” ~ Barry Finlay

Eddy’s Story
At the initial start of my career, I struggled to find a position that would enable me to meet the goals I had defined and lead me to where I wanted to be. Fortunately, it eventually led me to be a Financial Services Consultant where I found purpose in helping others have a peace of mind and achieve financial freedom with proper insurance planning.

Developing a partnership with my client is a shared journey that I strive to achieve.

It does not matter when plans change in life. What matters is how we respond to challenges at every stage of our lives. I wish to work alongside my clients and enjoy financial freedom together.

Year joined AIA: 2019| Title: Premier Consultant
Education: Degree in Business Administration
Previous Profession:Technical Recruiter
Hobby:Catch up with friends, Rock-climbing
Professional Services: Personal Insurance, Wealth Management

Goh Bao Hui

“No amount of money ever bought a second time.” ~Iron Man

Bao Hui’s Story
While undergoing Business Studies at Ngee Ann Polytechnic, I realised I wanted to build a business of my own. After completing my NS, I chanced upon the opportunity to be an FSC with Win Financial. At the Age of 21, I had little knowledge about the financial services industry. Through the guidance of my mentors, I began to see the career not only as entrepreneurial but meaningful.

I saw the importance of financial planning and that this career is ultimately about serving people. I am willing to go beyond the duty as an FSC and I see this commitment as a promise to my clients that I will be there for them throughout the different stages of their lives.

Year joined AIA: 2015| Title: FSC
Education: Degree in Business (Marketing) |  Hobby:Mediating with my daughter
Previous Profession:  NSF | Hobby: Singing
Notable AchievementsCareer Agent, Million Dollar Club
Professional Services: Personal Insurance, Wealth Management

Ivy Wong Su Yen

“Be kind, for everyone you meet is fighting a battle you know nothing about” ~ Plato

Ivy’s Story
It was my goal to have a purposeful career that value adds to the people around me. What made me join Win Financial was my determination to help people with their wealth accumulation needs, and the realization that time and effort spent on building relationships with my clients was the key to a sustainable, thriving business.

What inspired me, even more, was the personal touch, sincerity, and generosity in the way I witnessed my mentor interact with clients and team members. The time flexibility as an FSC also allowed me to strike a better balance between work and family commitments. With harmony brings focus to achieve excellence in whatever I do, and I have not looked back since.

Year joined AIA: 2015| Title: FSC
Education: Degree in Business Administration
Previous Profession:Travel Consultant
Hobby:Travelling
Professional Services: Personal Insurance, Wealth Management
Notable Achievements: Career Agent, Million Dollar Club Platinum, Rising Star

Janet Lim Peo Fen

“The most difficult thing is the decision to act, the rest is merely tenacity. The fears are paper tigers. You can do anything you decide to do. You can act to change and control your life; and the procedure, the process is its own reward” ~Amelia Earheart

Janet’s Story
Formerly a cabin crew with SIA, I envisioned to be in a career that allowed me to impact more lives. So, I decided to become an FSC after being introduced to Win Financial through a friend. Being empathetic and willing to go that extra mile is what makes me stand out as an FSC.

I am thankful to be able to qualify for the Headstart Seminar in Bangkok although I was new to AIA. I feel at ease when my clients are adequately protected against the hazards of life. A fun fact about me is that I not only love food, I eat a lot too! I also love reading and traveling!

Year joined AIA: 2018| Title: Premier Consultant
Education: Degree in Business Administration (Honors)
Industry Certification: AFP
Previous Profession: Cabin Crew | Hobby: Food tour, Reading, Travelling
Professional Services: Personal Insurance, Wealth Management

Jason Lee Jian Ying

“Do something today that your future self will thank you for” ~ Sean Patrick Flanery

Ivy’s Story
Shortly after graduating with my Diploma in Aerospace Electronics, I realised that I wanted a job that would allow me to meet new people, and one in the engineering field wouldn’t really allow me to do that. Through a personal encounter, I realised and learnt the importance of proper health and financial planning, and wanted to bring the message across to as many people as I can reach out to.

Being able to make a positive difference in my clients’ lives is what keeps me going. And as much as I like to share with people the importance of health and financial planning, I love baking too, and sharing my bakes with the people around me.

Year joined AIA: 2019 | Title: FSC
Education: Diploma in Aerospace Electronics
Hobby:Baking, Swimming, Astronomy
Professional Services: Personal Insurance

Kelvin Ang Kia Wee

“You cannot choose what happens in your life but you can choose what you are going to do about it” ~Jessica Khoury

Kelvin’s Story
As I plan to pay off my tuition loan by the time I graduate from university, I have been working part-time and giving tuition after my NS. The opportunity to become an FSC was a coincidence when I sat for a talk during my university camp. Just like everyone else, I was sceptical about this career initially.

However, after finding out more from experienced consultants, I realised this was the career I was looking for. It is a purposeful career that allows me to make a difference in someone’s life, and be financially independent. Outside of work, I love to travel around the world to explore different cities and their culture.

Year joined AIA: 2013| Title:FSC
Education: Degree in Business Administration
Industry Certification: AWP, IBF (Qualified)
Hobby : Volunteering, Travelling
Notable Achievements : Career Agent, Million Dollar Club Silver
Professional Services: Personal Insurance, Wealth Management, Corporate Solutions, General Insurance

Kevin Toh Teck Huat

“Ask not what the country can do for you, ask what you can do for your country.” ~John F. Kennedy

Kevin’s Story
I was formerly a Guards Officer before I made a career switch in 1995 to become an AIA FSC. In my 24 years with AIA, I qualified for many prestigious awards, such as Life and Qualifying member of Million Dollar Round Table. Moving on to Agency Management in 2015, I am now also involved in recruitment training and performance management.

I personally embrace the philosophy of work life harmony. Not only should an FSC commit to serving his clients, he should also take care of his family and serve the nation. Personally, I love talking about life with my son outside of work hours and play a game of golf with my friends and clients as a form of exercise.

Year joined AIA: 1995| Title: FSAD
Education: Diploma in E. Eng | Industry Certification: AFP, AFC, Dip SCI
PreviousProfession: Guards Officer
Hobby: Fishing
Professional Services: Personal Insurance, Wealth Management
Notable Achievements: Career Agent, Centurion, MDRT Life & Qualifying

Leo Tan Jung Sing

“Don’t celebrate closing a sale, celebrate closing a relationship” ~Patricia Fripp

Kelvin’s Story
The opportunity to venture into this career presented itself from an introduction by a mutual friend. Despite being sceptical initially, what drew me to this career eventually was my interest in personal finance and the entrepreneurial nature of my work. I also see it as a valuable opportunity to help others have a peace of mind and reach financial freedom with a proper insurance planning.

Developing a long-term working relationship with my clients and being able to serve them at every stage of their lives is my goal as a Financial Services Consultant. With the combination of integrity and commitment, I hope to be the trusted one-stop financial solution for all my clients.

Year joined AIA: 2016 | Title:Premier Consultant
Education: Degree in Systems Eng. (Undergrad)
Industry Certification: Associate Wealth Planner, CFA
Hobby : Tennis, Bodybuilding, Piano
Notable Achievements : Career Agent, Centurion, MDRT
Professional Services: Personal Insurance, Wealth Management

Lloyd Randall Malabanan Miyahara

“Your life does not get better by chance, it gets better by change.” ~Jim Rohn

Llyod’s Story
I was formerly a Marketing Executive for a prestigious private property developer in Singapore, after having worked for twelve years in a leading bank in the Philippines. I was introduced to the growing industry of life insurance after meeting Winnie, Director of Win Financial, who used to be my client. I chose to become an FSC because I saw a greater purpose in this career.

I enjoy what I do as I get to help reduce the burden of those in need and allow them to live a better life through proper financial planning. I believe that being successful is not just about earning money, but most importantly serving my purpose to my clients, family, and friends.

Year joined AIA: 2014 | Title: FSC
Education: Degree in Mass Comm | PreviousProfession: Marketing Executive
Hobby: Singing, Photography
Professional Services: Personal Insurance, Wealth Management
Notable Achievements: Career Agent, Centurion, MDRT Life & Qualifying

Lyndon Lim Peng Cheong

“Always help someone. you might be the only one who does” ~Unknown
Lyndon’s Story
I love travelling because I get to learn important life lessons from people I meet and the insurance business provides exactly an avenue for me to do so. Having been in the insurance industry helping clients tie through claims and their challenges in life, my conviction is that: insurance can change lives, I can change lives.

I acknowledge that being a competent and dedicated consultant to my clients demands a great commitment but it is definitely satisfying living up to their expectations! As clients become friends and friends become clients, it empowers me to stay in touch with them and walk through life together because everyone will have to see me at least once every year to do a review.

Year joined AIA: 2016 | Title: FSC
Education: Degree in Business Management | Industry Certification: : AFP, AWP
Hobby : HIIT, Watching Korean Dramas, Baseball
Professional Services: Personal Insurance, Wealth Management, General Insurance

Maria Victoria Tabios Miyahara

“Never underestimate the valuable and important difference you make in every life you touch for the impact you make today has a powerful rippling effect on every tomorrow.” – Leon Brown

Mavic’s Story
I have always been a believer in insurance. At the age of twenty, I bought my very first life policy right after landing my first job in a bank. I was introduced to the financial services career when my husband, Lloyd made a career switch from property to insurance sales. Witnessing his dedication and passion in his work, I gained interest in this profession. With the encouragement of my children, I decided to join Lloyd in the industry.

Together we made it a mission to help Filipino families in Singapore secure their financial future. I began my journey by protecting my close friends and church mates. With faith and a passion to serve, I embrace every work moment with gratefulness and purpose.

Year joined AIA: 2015| Title: FSC
Education: Degree in Psychology | PreviousProfession: Banker
Hobby: Singing, Cooking
Notable Achievements: Career Agent, Million Dollar Club Gold
Professional Services: Personal Insurance, Wealth Management, General Insurance

Muhammad Sharizan Bin Kamis

“I am not a product of my circumstances, i am a product of my decisions” ~Stephen Covey

Shah’s Story
I was formerly an auxiliary police officer at Certis Cisco while studying at NTU. However, I realized I wanted a more fulfilling and flexible career where I can serve others and be a blessing to them. Raised in a low-income family, I was aware of the importance of financial planning and that climbing the corporate ladder would not be an ideal path for me upon graduation.

Through a campus talk, I was introduced to VEIN, a summer internship program to explore the financial planning industry. After months of intense training and self-study, I began my journey as an Undergraduate FSC, with the mission to educate my friends and family the importance of planning early in life.

Year joined AIA: 2017| Title: FSC
Education: Degree in M. Eng (Undergrad)
Previous Profession: : Auxiliary Police Office | Hobby :Dance
Professional Services: Personal Insurance, Wealth Management

Melvyn Tham Zhen Jian

“I am the master of my fate, i am the captain of my soul. I am invictus!” – William Ernest Henley

Melvyn’s Story
I was formerly a Bancassurance Specialist when I first joined the insurance industry in 2008, before becoming a Finances Services Manager at Win Financial. Even as a manager, my mission stays to assist individuals and organizations fulfil their financial objectives by recommending only the best solution, which I would personally take if I was in their position.

Being in the insurance industry allows me to not only help those in need but also grow myself as an individual. A work accomplishment I am most proud of is being appointed as the industry representative and honorary secretary of Insurance and Financial Practitioners Associate of Singapore (IFPAS). Apart from work, I love to play badminton to maintain a healthy lifestyle.

Year joined AIA: 2013| Title: FSAD
Education: Diploma in Chemical Process Technology
Previous Profession:  Bancassurance Specialist
Industry Certification:ChFC/S, CLU/S, IBFA
Hobby: Playing and doing art with kids, Badminton
Notable Achievements: Career Agent, Million Dollar Club Silver, Pinnacle Club, Summit Club
Professional Services: Personal Insurance, Wealth Management, General Insurance

Ng Keng Guan

“Manage uncertainty, be in control.” ~Unknown

Keng Guan’s Story

I strongly believe that everyone should know and manage his or her risks first, to be in control of his or her life. Therefore, I joined Win Financial AIA in 2007 upon graduation to help myself as well as others manage their risk and plan for the future.

As an individual’s financial situation and needs changes over the years, I keep in touch with my clients to provide periodic reviews and updates to assist them to reach their financial goals as well as protection needs. Many of my clients have become my friends over time. I picked up mountain biking as my hobby because I love challenges and overcoming the terrains keeps me mentally alert and physically fit.

Year joined AIA: 2007| Title: FSC
Education: Degree in Computer Eng
Previous Profession: : NTU Researcher | Hobby :Mountain Biking
Notable Achievements: Career Agent, Million Dollar Club Silver
Professional Services: Personal Insurance, Wealth Management, General Insurance

Spencer Neo Jun Hao

“Carpe Diem! Seize the day.” – Horace

Spencer’s Story

I joined Win Financial Group full-time shortly after graduating with my degree in Economics and Finance and completing the Varsity Entrepreneur Program, as I felt the career was relevant to what I had studied, and one that would give me ultimate satisfaction from the ability to help others. I pursue giving my clients the best client experience, with my level of attention to detail, and ability to view different perspectives from different angles, before
offering the best solution and plan for them. With a constant thirst for new knowledge, I like reading during my free time to better myself, and share personal experiences and lessons to help better others.

Year joined AIA: 2019 | Title: FSC
Education: B. Sc. Economics & Finance
Previous Profession:  SAMP
Industry Certification: ChFC/S, CLU/S, IBFA
Hobby: PReading, Swimming, Rock-climbing
Previous Profession: Business Development, Mortgage Specialist, Associate Search Consultant
Professional Services: Personal Insurance, Wealth Management, General Insurance

Paul Chee Tien Ming

“The challenge of leadership is to be strong, but not rude; be kind, but not weak; be bold, but not a bully; be thoughtful, but not lazy; be humble, but not timid; be proud, but not arrogant; have humour, but with folly.” ~Jim Rohn

Paul’s Story
I joined AIA as an undergraduate FSC in 2001. Upon graduation, I turned down an attractive offer for a civil service position and chose the path of a full-time Advisor. When people ask me why, I felt that I must be responsible to my friends who have trusted me all these years. In order to provide better service and advice to my clients, I regularly upgrade my knowledge to keep myself updated.

I also have a Bachelor’s Degree in church ministry where I facilitate discussions in my cell group and serve as the “Service Coordinator” outside of work. I also aim to share my extensive knowledge and experience with like-minded people, to benefit a larger population.

Year joined AIA: 2001| Title: FSM
Education: Degree in Political Science (Honours) & Church Ministry
Industry Certification: : ChFC, CFP, AEPP, SAMP
Hobby :Travel, Read, Time with family
Notable Achievements: Career Agent, Superstar Gold
Professional Services: Personal Insurance, Wealth Management, General Insurance, Corporate Solutions

Ron Jacob Hilaro Romero

“In every life we have some trouble, but when you worry you make it double” – Bobby Mcferrin

Ron’s Story

I came to know about Win Financial through an army talk during my NS days. In the hope to be more financially independent, I decided to take the opportunity to learn while I earn. Therefore, I joined Win Financial as an undergrad Financial Services Consultant while studying part-time at SIM.

The time flexibility as an FSC, therefore, allowed me to strike a good balance between work and school commitments. I love what I am doing as I get to meet and help people with my knowledge and ability. I have a passion for photography and I love to play video games as a leisure activity.

Year joined AIA: 2015 | Title: FSC
Education:  Diploma in Interactive Media Technology
Hobby: Photography, Video Games
Professional Services: Personal Insurance, Wealth Management

Sharon Chia Pei Yin

“We live by choice, not by chance” ~ Mirander Marrot

Sharon’s Story
Although I graduated with a Bachelor Degree in Science, I knew I didn’t want to work in a laboratory. I wanted a career that allows me to interact with new people every day. In my early working years, I had a Financial Advisor who was competent and her sincerity inspired me to explore this career.

I also realiszd there are many elderly individuals who are uninsured and are burdened with heavy medical bills. All these prompted me to become an FSC so that I can protect my own family and the people around me. I also enjoy doing onsite sketching and I would usually bring my sketch-book with me whenever I visit interesting places.

Year joined AIA: 2016 | Title: FSC
Education:  Degree in Science
Industry Certification: : AFC
Previous Profession: Sales manager (Marine & Offshore Industry)
Hobby : Painting, Onsite Sketching
Notable Achievements: Career Agent, Million Dollar Club Platinum
Professional Services: Personal Insurance, Wealth Management, General Insurance

Shearn Lim Chong

“Seek first to understand, then to be understood” – Stephen Covey

Shearn’s Story

I was introduced to Win Financial through my Manager and Mentor, Dovanson. After interacting with him, I developed an interest in this career and saw how I can impact the lives of many others through my knowledge and sincerity. Despite having studied engineering, I wanted a career which can enrich others.

So, I took a leap of faith and decided to become an FSC. Being an engineer at heart, I am committed to giving my best to create the best possible path for my clients’ financial goals. I strive to develop the best solutions for my clients in accordance to their resources. I love playing badminton outside work hours as it is important to keep fit.

Year joined AIA: 2017 | Title: Premier Consultant
Education:  Degree in E. E. Eng | Industry Certification:  AFP
Industry Certification:  Project Engineer
Hobby: Travelling, Badminton
Notable Achievements: Career Agent, Million Dollar Club Platinum
Professional Services: Personal Insurance, Wealth Management, General Insurance, Personal Finance Management

Shipra Goel

“Nothing is impossible, the word itself says ‘I’m possible!” ~ Audrey Hepburn
Shipra’s Story
I used to work in the Information Technology (IT) Industry and accumulated more than 11 years of experience. I have worked in various roles, led and executed many team projects as a senior in the industry. Upon the recommendation of my father-in-law, and after my first meeting with the Director of Win Financial, Winnie, I realized that I wanted to pursue a career in the Financial services industry.

I have always been very appreciative of insurance companies, knowing that they exist to cover for all odd times and is so closely knitted to real-life moments. This motivates me to pick up the necessary skills and knowledge of the insurance industry. Indeed, it has been a positive career switch for me.

Year joined AIA: 2017 | Title: FSC
Education:  Master of Science in Communication Management
Previous Profession: Risk Management Analyst
Hobby : Art, Cooking
Notable Achievements: Career Agent, Million Dollar Club Gold
Professional Services: Personal Insurance, Wealth Management

Shirley Kang Mei Fang

“Most people don’t plan to fail. They fail to plan.” – John l. Beckley

Shirley’s Story

As a mother of two, I strongly believe that financial planning and sufficient insurance coverage are necessary, and it is imperative to start from young to fully reap the benefits. As I plan for my own family’s financial needs, it dawned on me that financial planning is a life-long commitment and it should not be embarked upon without proper consultation.

Having benefited from my own FSC who provided sound advice and proper recommendation for my first Life Insurance, it motivated me to consider this career. Though I do not have any sales experience, I believe I will move from striving to thriving as long as I have the attitude to learn and the heart to serve.

Year joined AIA: 2016 | Title: FSC
Education:  Degree in Science Management
Previous Profession:  Sales Support Executive
Hobby: SPA, Baking, Cooking
Notable Achievements: Career Agent
Professional Services: Personal Insurance, Wealth Management, General Insurance

Soh Yi Kai

“No act of kindness, no matter how small, is ever wasted” ~ Aesop
Yikai’s Story
I was introduced to the financial industry through an army friend of mine, who helped me uncover the rewarding aspects of it. Even though many told me this career path is tough, I saw how I could value add to people’s lives, through the meaningful work of financial planning. I knew this was the career I wanted, so I decided to join the financial industry as a full-time Financial Services Consultant.

As my mentors share their experiences with me, their passion to serve further inspired me to continue this career path and help more people. During my free time, I love to watch movies and sing, taking it as an opportunity to catch up with my friends.

Year joined AIA: 2019 | Title: FSC
Education:  Diploma in Electronic & Computer Eng
Previous Profession: NSF
Hobby : Watching movies, Singing
Professional Services: Personal Insurance, Wealth Management

Winnie Cheah Yean King

“In the face of obstacles, instead of asking: what’s wrong? Ask instead: what’s next.” – Winnie Cheah

Winnie’s Story

It was during the 1997’s Asian Crisis when I made the bold move to join the Insurance Industry. There was no looking back ever since. I faced many obstacles transiting from banker to advisor and I am grateful for supportive clients who have given me the opportunity to partner them in their financial planning journey.

I embrace life with an attitude of excellence and firmly believe that success is by design. Other than the mentors who have guided me, I am thankful for the many veterans ahead of me who have penned down their greatest lessons in books which has brought me to where I am today.

Year joined AIA: 1997 | Title: Master District Director
Education:  Degree in Business Administration
Previous Profession:  Banker
Industry Certification:  CFP, ChFC
Hobby: Learning from industry leaders, Reading
Notable Achievements: Life MDRT, COT
Professional Services: Personal Insurance, Wealth Management, Legacy Planning

Wong Mei Ni

“Strength grows in the moments when you think you can’t go on but keep going anyway” ~ Unknown
Mei Ni’s Story
My interest in personal financial planning started in school and led me to be eager in exploring more about the financial industry. Through a campus talk, I was able to join Win Financial as a financial services intern and subsequently converting myself into a licensed consultant where I could assist my clients with my knowledge in finance.

Despite my family’s initial scepticism, I appreciate how this career has given me valuable exposure to various financial products and a greater understanding of the industry operations, while receiving training from my mentors and seniors. I learn languages as a leisure activity so I can understand the natives when I travel overseas.

Year joined AIA: 2018 | Title: FSC
Education: Diploma in Fund Management
Hobby: Learning other languages, Playing guitar
Professional Services: Personal Insurance, Wealth Management

Zac Wong Zheng Wei

“There are three simple yet some of the hardest things that life can built upon: decisiveness, consistency, strength.”- Dr A.R. Bernard

Zac’s Story

Despite having studied life sciences, I did not envision myself to be working in a lab doing repetitive lab tests daily. I wanted more than what a corporate job could offer, a more fulfilling and holistic career where I can serve others and be a blessing to them. I was first introduced to the finance industry by working as a part-time personal assistant for a senior FSC.

It was then I witnessed how proper financial planning can help others and prepare them for the future. I saw the purpose in this career and how it can impact lives. Hence, I became an FSC too! My greatest desire would be to make a positive difference to everyone that I meet.

Year joined AIA: 2016 | Title: FSC
Education: Degree in Biological Sciences
Previous Profession: Marketing Associate
Hobby: Windsurfing
Professional Services: Personal Insurance, Wealth Management

Xavier Xiang Sheng Wong

“Do something today that your future self will thank you for.” ~ Sean Patrick Flanery

Xavier’s Story
My career as an FSC career began when I was offered an internship with Win Financial. After graduation, I got into a corporate job while continuing my career as an FSC as the corporate world will allow me to understand my clients and provide them with better advices.

Initially, I was sceptical about the industry but my perspective changed after witnessing the consequences my relatives had to bear due to improper financial planning. The experience triggered my desire to raise awareness on the importance of planning for the hazards of life. As an FSC, I am committed to working closely with my clients throughout the different stages of their lives.

Year joined AIA: 2017 | Title: FSC
Education: Degree in M. Eng | Hobby: Basketball
Professional Services: Personal Insurance, Wealth Management

Yew Sheng Fong

“Just do it” – Nike

Yew Sheng’s Story

Seeing the successes and job satisfaction my cousin, Alicia, has had being a Financial Services Consultant
in this industry, I was inspired to have a taste of the work through joining the Varsity Entrepreneur
Internship Program, and resultingly ended up contracting with the team. In this line of work, I aim
to change people’s perception of insurance for the better, and making a difference in their lives.

And in my pursuit of offering my clients the best experience they can have with me, I like treating every
appointment as though as it is just catching up with any one of my friends, and just being that trusted
friend who will always be there for them in any time of need.

Year joined AIA: 2019 | Title: FSC | Hobby: Football
Education: Bachelor’s Degree in Economics (presently pursuing)
Professional Services: Personal Insurance

Yvonne Lim Vien Ling

“Do to others as you would have them do to you.” – Luke 6:31

Yvonne’s Story
After graduating from the University of Birmingham (SIM), I decided to become an FSC with Win Financial. Just like everyone, I was initially sceptical about this career, and my family was not fully supportive of my choice. However, after seeing what really happens behind the scenes, it got me to realize that no other career would be as purposeful.

I strongly believe that with a great amount of effort, determination, and sincerity towards my clients, this career will certainly bring me what I want in life. I believe in providing the best of interests for my clients, like how I would do for myself and my loved ones. Financial planning, if done correctly, can lift burdens and free problems.

Year joined AIA: 2013| Title: FSC
Previous Profession: Events Coordinator
Hobby: Read, Travel, Spending quality time with family
Notable Achievements: Career Agent, Million Dollar Club Platinum
Professional Services: Personal Insurance, Wealth Management, Corporate Solutions, General Insurance

Zhang Li

“If you can dream it, you can do it.” – Walt Disney

Zhang Li’s Story

I was formerly an external auditor with over five years of commercial experience with large MNCs and have covered various functions including financial analysis and enterprise risk management. I learned about Win Financial at a professional networking event and was deeply impressed by Win Financial’s achievements in delivering the value of financial planning to its clients.

I strongly believe in the importance of financial planning as well as the value of financial literacy and this motivates me to join the team of professional advisors with alike minds and attitudes. As an FSC, I hope to deliver the real value of financial planning to more people, helping them better achieve their financial goals and well-being based on their needs.

Year joined AIA: 2017| Title: FSC | Education: Master’s in Business Administration
Previous Profession: Finance & Audit Manager
Hobby: Reading, Exercise, Scuba Diving
Professional Services: Personal Insurance, Wealth Management, General Insurance

Raymond Hoe Si Han

Don’t stand by the water and long for fish; go home and weave a net.” – Liu An

Raymond’s Story

Through my years of coaching badminton while studying, I realized my passion lay in guiding and enriching others. Growing up in a single parent family with three other siblings, I saw the impact good financial planning has on the sustenance of a family. Hence, I decided to join Win Financial as an intern to learn more about the profession planning advice. I eventually made the decision to become an FSC upon my graduation so I can help my clients with 100% commitment.Through the program, I found many like-minded people who are also as driven and passionate about enriching and helping others. I started to see how I was able to improve other people’s lives through giving proper financial.

Year joined AIA: 2018| Title: FSC |
Education: Degree in M. Eng | Hobby: Run, Gym, Swim
Professional Services: Personal Insurance, Wealth Management, Corporate Solutions

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GS Team Member Img

Company : Sono Phone
Address : 3708 Broadway Avenue, Austin, TX
Land Phone : 9128980090
Cell Phone : 175-288-3366
Email : brandt@gmail.com
Location : UK, USA
Language : English, German
Specialty : 4G Expert, Transmission Consultant
Gender : Female

Shipra Goel

Network Planner

Uniquely network open-source benefits for unique growth strategies. Interactively simplify sustainable manufactured products before future-proof experiences. Compellingly productivate high standards in core competencies rather than sticky growth strategies. Holisticly negotiate frictionless platforms without viral potentialities. Efficiently customize scalable. Uniquely network open-source benefits for unique growth strategies. Interactively simplify sustainable manufactured products before future-proof experiences. Compellingly productivate high standards in core competencies rather than sticky growth strategies. Holisticly negotiate frictionless platforms without viral potentialities. Efficiently customize scalable.
For Video Testimonial Click Here