Bao Hui

Bao Hui

No amount of money ever bought a second time.
Iron Man

Bao Hui’s Story

While undergoing Business Studies at Ngee Ann Polytechnic, I realised I wanted to build a business of my own. After completing my NS, I chanced upon the opportunity to be an FSC with Win Financial. At the age of 21, I had little knowledge about the financial services industry. Through the guidance of my mentors, I began to see the career not only as an entrepreneurial one, but one that was meaningful. I saw the importance of financial planning and that the career is ultimately about serving people. I am willing to go beyond the duty as an FSC and I see this commitment as a promise to my clients that I will be there for them throughout the different stages of their lives.

Read More About What Others Have To Say About Bao Hui

“Bao Hui is a wonderful insurance agent. He did an excellent job in managing all my policies and he is knowledgeable and conscientious. With him as my advisor, I am assured that my well-being is taken care of and I do not have to worry about anything.”
-Tan Jing Ting, Market Researcher

“A very sincere and conscientious financial advisor, Bao Hui helped me develop a plan for me to grow my wealth taking into consideration my goals in the next 5 to 10 years. I entrusted him to plan for my Aunt too, whom I am a sole caregiver for. Thank you Bao Hui for the effort to help me achieve my goals.”
-Jeremy Tan, Senior Consultant

Bryan Phua

Bryan Phua

Strength does not come from what you do. It comes from overcoming the things you thought you couldn’t.”
Rikki Rogers

Bryan’s Story

I started my journey as an FSC while studying in NUS. I was initially sceptical to join the financial industry as I would do so as a science student. I then decided to look at it from a different perspective, where I would have an edge in finance over and above my science knowledge. After witnessing how proper financial planning had helped my family, I wish to be able to reach out to many people through this career and make a positive difference for them through application of my knowledge and advice. As an FSC, I aim to give my 101% to all my clients and help them with the best that I can.

Read More About What Others Have To Say About Bryan

“Hwee Kiat (other name for Bryan) has been a great friend and financial advisor. A down to earth person who is ever so patient and willing to share his advice. He also makes a conscientious effort to check in with me on a regular basis and to provide timely updates. I feel reassured of my insurance coverage with him in charge.”
-Gwee Chia Hong, Administrator

“I have known Hwee Kiat for a decade and he is a trustworthy, sincere and helpful person. I still recall his first advice was to get a hospitalisation plan. When I was excluded for a health condition, he even advise me to try for a better offer from another insurer instead of just taking up the counteroffer. Thankful to have an advisor who puts my interest above all else.”
-Tan Sin Kuan, Engineer

“Bryan is a caring consultant who always considers my situation and needs. He does his prep-work diligently and evaluates my needs accurately. He makes exceptionally relevant recommendations that suit my unique situation. Bryan is an excellent person and a trusted financial advisor whom I am glad to work with through my different life stages.”
-Ho C.L, Accountant

Chermayne Tng

Chermayne Tng

Work hard in silence, let your success be your noise.
Frank Ocean

Chermayne’s Story

I used to dabble in the world of fashion since my undergrad days but realized that I will need a job that was more sustainable and fulfilling in the long run – one that I could retire in. Job satisfaction and the fact that my work would extend beyond what was skin-deep were key highlights that brought me to AIA. This career allows me to possess the knowledge to ensure that my family is well-protected against the unpredictable nature of the future and I am also able to help my friends and clients achieve their desired financial goals. I believe that life’s fulfillment comes from self-enhancement and making significant impact in other people’s lives.

Read More About What Others Have To Say About Chermayne

“Throughout my adult life, I was always hesitant to purchase insurance coverage for myself as it was difficult to find someone trustworthy. Meeting Chermayne was life-changing and I knew she has my best interests in mind. Her friendliness and sincerity in helping me eventually convinced me to get myself covered.”
-Teo Pei Fan, Administrative Assistant

“Chermayne has been a great help to me. She is professional and competent, at the same time ever friendly and patient. If she does not have an answer for me at any time, she ensures she comes back with the information that I need. I deeply appreciate her exceptional service. Thank you Chermayne!”
-Jayde Tan, Graphic Designer

“Chermayne is a highly motivated lady, possessing strong conviction and sound knowledge in her field. After understanding my financial situation and goals, she tailored a comprehensive financial portfolio that best addressed my needs. I am glad to have forged a meaningful partnership with Chermayne, and I believe she will continue to improve my future through her dedication towards her clients!”
-Peng Han, NUS Student

Christina Pong

Christina Pong

When you understand that life is a test, you realise that nothing is insignificant in your life.”
Rick Warren

Christina’s Story

When I first started as an FSC intern, I did not harbour much expectation as to what was to come. However, while receiving coaching and guidance from my Director and Mentor, I developed a passion for this career and saw how I can value-add to the lives of families and friends around me. People rarely see the importance of insurance, until an unexpected encounter occurs. It is all about the little difference that we can make in their future. I enjoy what I am doing because it encompasses both my interests and knowledge. I also love to explore new food places and catching up with friends outside of work hours.

Read More About What Others Have To Say About Christina

“Christina has helped me with my financial planning since I started work 6 years ago! I am always impressed with how neat and organised she is with everything. Christina gives great and practical advice. She is not pushy and is always ready to help me with any questions I ask. Thankful to have Christina as my family advisor.”
-Grace Tan, Executive

“Christina is quick to listen and yet takes careful consideration of my situation and goals before proposing any plans. She helped me consolidate my financial plans in an easy to understand manner to identify gaps. Her recommendations always allow for alternatives and adjustments according to my affordability. Thank you Christina for going the extra mile for your clients.”
-Lee Han, Executive

“In my financial planning journey, one of the things that I greatly value is Christina’s timely check-ins and follow-through, to ensure that I am adequately covered and kept abreast with the latest policy developments. Be it as an advisor or friend, I know I can count on Christina to watch my back in this journey, to provide me with the advice and support whenever needed.”
-Abigail Soh, Statistical Analyst

Darryl Ong

Darryl Ong

You miss 100% of the shots you don’t take.”
Wayne Gretzky

Darryl’s Story

I came to know and learn more about the Financial Services Industry when I enrolled into Win Financial’s Summer Internship Program (VEIN). The program was an eye opener and I decided to join the team as a Financial Advisor. This was a decision I never regretted. Having to do my first ever claim for a close friend I knew from my army days, was the moment when I deeply appreciate the meaningful aspects of my career. I realised I can create a positive impact to others by helping them protect themselves from the hazards of life. I am an active person and I attained a black belt in Taekwondo. Progress motivates me and I look forward to achieving greater success in my personal development.

Read More About What Others Have To Say About Darryl

“I was about to enter the workforce and my parents decided to let me take over all my insurance policies. I was unclear of what I was covered and sought Darryl’s advice. During our first appointment, Darryl explained in detail what each policy covers and highlighted areas where I could fill the gaps. It was a fruitful appointment and it made me realize how lucky I am to have parents who believe in starting insurance early for me.”
-Tay Zheng Hui, Private Tutor

“I was approached by Darryl during army and I decided to start financial planning early upon his advice. Darryl takes the effort to understand my needs and concerns and suggested areas where I could plan. He considered my different life stages and ensured that I could still afford to go for my student exchange and comfortably pay for the down payment of my first HDB.”
-Justin Ong, Accountant

“I was piled up with student loans that started in Polytechnic and had trouble clearing them upon entering army. Darryl was the first consultant who gave me advice to defer the payment because I was in National Service. He even shared with me how I can obtain funding and scholarship to subsidise my University fees. Having an advisor who is in the same life stage as myself has helped me tremendously!”
-Kevin Yong, University Student